My mother had a multiparty checking account with me. While she was under hospice care, a medical provider and ex-relative had a non-lawyer from her bank come to my mother's house when I wasn't there and transfered funds from our account to a new account she set up with my mother. I think this is wrong and possibly criminal. I asked a bank teller to flag our account so Mom didn't write any large or unusual checks before this happened. Is this legal for a bank to do this?
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Your mother may have been unduly influenced by the ex-relative and possibly the medical provider. You seem to suggest that your mother was not capable of making such a decision on her own, but you didn't say she had been declared legally incompetent.
You cannot assume that the bank representative could or should have detected any problems with the transaction. It's possible, without knowing your mother's mental or physical state at the time, or her legal capacity, that the banker felt that your mother knew what was going on and activity participated in the decision to make the change. If you believe that someone took advantage of your mother, contact an Elder Services representative or an attorney and explain your concerns.
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