I changed banks in November and withdrew cash out of my account. In January, I got a notice that I was credited $190 by bank error. They had deposited someone's check for $1.91 in my account and moved a decimal. I had no clue when I withdrew my money that they made an error. I have spoken to them, and they admit error, but say they will refer me to collection and keep adding fees on my closed account if I don't pay them back this $190. What can I do? I would never have knowingly kept cash that was not mine.
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You should immediately repay them the funds you withdrew which were not yours, but you should not be responsible for any fees had that were a result of this transaction and would not have otherwise been owed. Just as you should not benefit from the bank's mistake, neither should the bank.
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You should immediately repay them the funds you withdrew which were not yours, but you should not be responsible for any fees had that were a result of this transaction and would not have otherwise been owed. Just as you should not benefit from the bank's mistake, neither should the bank.
