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Account Frozen; How About Linked Accounts?

My bank account is frozen due to owing my credit card company. Can they also freeze my linked accounts?


The answer will depend on whether the credit card company is aware of the other accounts, the amount you owe the credit card company, and the amount that's already frozen in your bank account. Any account in your name is susceptible to legal process by your credit card company if it learns that you have an account or accounts in a given bank (or, in some states, that you may have accounts in a bank). Some forms of income on deposit in your accounts may be protected by state or federal law from such legal process. A qualified attorney can give you a more complete response that includes the effects, if any, of state law on your question.

Published on BankingQuestions.com 6/23/10