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Bank Hold Paycheck for Over Six Weeks

My husband's work owes him six weeks of pay. They say the bank won't release the funds. They also said that it isn't a standard hold. This is the fifth bank used by them in three years, and they have bounced checks and given us NSF checks. There is suspicion that they are lying about this and hoarding the money. Can a bank hold checks for more than six weeks?


Any hold that lasts for more than seven business days is extraordinary and the bank would have to be able to justify it under federal regulations. However, some banks have been known to ignore that limit to protect themselves from loss if an account presents egregious risks. However, six weeks is longer than anything we've heard about.

It can't be said whether your husband's employer is feeding him misinformation about the reason he's not being paid, but it sure sounds like it. In any event, there are state laws designed to protect employees from delayed wage and salary payments. Your husband can contact your state's Labor Board or Attorney General's office for further information and guidance.

Published on BankingQuestions.com 9/29/10