BankingQuestions.com: Accounts

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Home >> Accounts

Latest Entries
	Available Balance - Sometimes?
	Transferring a Loan
	The Mathematics of Insurance
	An Accidental Account?
	Does it Exist..or am I Dreaming?
	How Secret is a Secret?
	I Want to Freeze My Credit Reports
	Baffled by Terminology
	Can I Remove Myself?
	First and Second Responsibility

Accounts for Baby/Child
	An Accidental Account?
	Removing a Name from an Account
	Opening a Bank Account as a Minor
	Minor's Rights in Accessing Funds from Account
	ID Needed to Open Account for Minor
	Can a Minor Open a Checking Account?
	Accounts for Kids under the UTMA
	Fraud by Guardian
	Setting up an Account for a Baby
	Can My Credit Problems Affect My Child's Account?
	Who Can Be an Account Custodian?
Accounts of the Deceased
	How Do I Even Begin This Search?
	Do I Have Authority - or a Bill?
	How Does FDIC Insurance Work on POD Accounts?
	Keeping Names of Trustees Secret
	Can "In Trust For" Account be Frozen?
	POD with Multiple Beneficiaries
	Incorrect 1099 Interest Reporting
	Obtaining Funds from Old Account in Trust
	Locating Deceased Relative's Account
	Retrieving Funds from a Deceased Relative
	Withdrawing Funds after Accountholder Dies
	Can Child Get Account Funds After Parent's Death?
	Custodian's Misuse of Minor's Funds
	What is POD?
	Account Cleaned Out After Woman's Death
	Information Required from Holder of POA
	Account for an Estate
	Account Ownership After Death
	Making a Deposit of an Estate Check
	How Do I Deposit a Check Payable to a Trust?
Cashier's Checks
	Bank Refuses to Replace Cashier's Check
	Determining if Cashier's Check is Cashed
	Chargeback on Bad Cashier's Check
	No Car - No Check - Overdrawn: Now What?
	Re-issue of Old Cashier's Check
	You've lost a Cashier's Check. Now what?
CDs and Money Market Accounts
	I Want to Freeze My Credit Reports
	How Safe are CDARs Now?
	Bank Opened New Account for Me, Who Knew?
	Am I Protected from People Collecting Debts?
	Can Funds in Money Market Account Decrease?
	Why are my Money Market Transfers Limited?
	Can Bank Deduct from Special Purpose CDs?
	When is interest paid to me?
	The Bank Gave Away My Money
	Transaction Limitations on Money Market Accounts
	What is the difference between a CD and a Money Market Account?
Deposit Accounts
	Does it Exist..or am I Dreaming?
	How Much Can I Deposit?
	Account Confusion Leads to Dis-Use
	Can You Deposit to My Account?
	How Direct is a Direct Debit?
	Are Company Funds at Risk?
	Account Limit for FDIC Insurance
	What Exactly is Bank Failure?
	Worried Senior Citizen Spreads Accounts Around
	When does FDIC insurance coverage start?
	Senior Citizen Worries
	Refund Incorrectly Deposited
	ATM Deposit of Unendorsed Check
	Why did Bank Allow but Credit Union Deny Deposit?
	Dividing Deposits
	Taxes and Surcharges on Deposits
	Paycheck Incorrectly Deposited
	Can Bank Deduct Funds after Direct Deposit?
	Notification from IRS after Large Deposit
	Deposit Methods
	Can I Deposit my Son's Check into my Account?
	Depositing Large Amounts of Cash
	Depositing Unendorsed Checks
	How to Fix Bank Error in Deposit Amount
	Recovering Funds Mistakenly Deposited in Account
	Are Deposits Totaling $10,000 Reported to IRS?
	Are ACH Deposits Reported to IRS?
	Limit on Deposits Reported to IRS
	Insured Deposits: How safe is my money?
	Faulty Direct Deposit: Do I Have to Pay?
	What is a 'Returned Deposit Item Charge'?
	Direct Deposit of Paycheck to Another's Account
	Proper Way to Set Up a Tragedy Account
	Bank Requiring the Use of Its Own POA Form
	Is Reporting Cash Transactions Discretionary?
	Depositing a Business Check Into Personal Account
	When is interest paid to me?
	Keeping Bank Deposits from the IRS
	Locating an Old Bank Account
	Maximum Amount Allowed in an Account
	What is this 2 PM cutoff about?
	Insured Deposits as seen in Advertisements
	The Bank Gave Away My Money
	Depositing a Check Made Out Incorrectly
	Notification of Account Closing
	Amount Needed to Open Accounts
	Deposit in One State, Access in Another
	Depositing Custodial Checks Into a Personal Account
	Having an Account for Wages
	Too Many Cash Deposits?
	Writing my Account Number on my Check
Foreign Checks
	Electronic Deposits from Abroad
	Who Gets Nailed When a Foreign Check Is Bad?
Handling an Account for Another
	Beneficiary Account Funds Used
	Closing an Account as an Agent
	Funds Deposited in Estate Account
	Classmate Steals Funds from Account
	Account Frozen After Mother's Death
	Parent as Custodian for Money of Child Over 18
	Teller Gave Nephew Balance and Me Aggravation
	Safeguarding an Elderly Father's Account
	Accessing My Brain Dead Brother's Money
	POA Opening an Account
	POA vs. Authorized Signer
Identfication Required
	Retrieving Money from a Joint Account
	Bank Requiring Social Security Number
	Forms of ID Required
	Isn't Requiring an SSN Illegal?
Joint Accounts
	Can I Remove Myself?
	Joint Account: What Does This Mean?
	FDIC Insurance Work on Joint Accounts with POD Beneficiaries?
	Insurance for Three Parties on a Joint Account
	How FDIC Insurance Works with Joint Accoutns
	FDIC Insurance Limits
	Depositing Joint Tax Refund in Individual Account
	Can Joint Account Owner Remove Other Name?
	Joint Accounts that Require Two Signatures?
	Removing Name from Joint Account
	Removing Funds from Joint Account without Proof
	Joint Account with Minor
	Retrieving Money from a Joint Account
	Removing Name From Joint Account
	Accounts Requiring Dual Signatures
	Joint Account Deposit: Is Signature Required?
	Joint Account Emptied: Is bank accountable?
	Bank Hits My Account for Son's NSF Charges
	Setting Up Joint Account with Hospitalized Mother
	Joint Account with Deceased Individual
	When is interest paid to me?
	Do I Need My Roommate?
	Endorsements of a Joint Check to be Deposited
	Joint Signer vs. Joint Owner
Miscellaneous
	Available Balance - Sometimes?
	Transferring a Loan
	The Mathematics of Insurance
	How Secret is a Secret?
	Baffled by Terminology

	Account Information Retention
	What Should a Senior Look for in a Bank?
	Can I use my account after an IRS levy?
	Making sure bank set up accounts right
	Routing Number Needed
	Am I Scammed? Do You Know?
	Wiring Money to Account in Different State
	Is a $100,000 CD Completely Insured?
	Are All Bank Failures Handled the Same?
	Depositing Custodial Checks as Adult
	Bank Gave me the Wrong Deposit Insurance Info
	Time Lengths in Processing ACH Credits
	Details Regarding FDIC Insured Funds
	Bank Transfers Funds to Even Things Up
	Bank Liquidation and Government Payouts
	Can my IRS Troubles put my Family at Risk?
	Joint Tenancy Variations
	Time for Wiring Funds from England
	Opening Account in Maiden Name
	How are Multiple Accounts at Same Bank Insured?
	Internet Banking and SWIFT
	Canceling Bank-to-Bank Transfers?
	Bank Correcting for Old Mistake
	Questioning Bank's Right to Remove Funds
	Transfer Process from Abroad
	Opening Account without Residency
	Wiring Money to Different Bank
	Redirecting SSA Survivor Benefits
	Is a Totten Trust protected from creditors?
	Electronic Transfer Limit
	Looking Up International IBAN Numbers
	Documentation Regarding Wire Transfers
	Can Employer Require I Have a Bank Account?
	International Transfer Limits
	International Transfers
	Safe from Lien in New Checking Account?
	Determining Beneficiary on Foreign Account
	Documentation for Recurring Large Deposits
	Can these Wages be Garnished?
	Naming Trust as Beneficiary
	What is Forced Debt?
	Finding Funds from Old Account
	International Account Benefit
	Difference between ACH and DBT
	Opening an Account at a Credit Union
	Is Account Owner Liable for Authorized Signer?
	Retrieving Funds from Old Account at Closed Bank
	Legality of Closing Account without Signature
	Transferring Money from Overseas
	Opening New Account after Old Account Closed
	Opening Account Despite Old NSF Checks
	Authorized User Responsible for Account Balance?
	Should I be Penalized for Bank's Mistake?
	Is Bank Required to Notify me of an Overdraft Fee?
	Client Sues My LLC: Personal Accounts in Danger?
	Acquiring Large Quantity of Specific Monies
	Transferring Funds Between Accounts
	Can Credit Union Transfer Funds to Offset Debts?
	Maximizing Savings in Opening New Account
	Lifting Voluntary Account Hold while Abroad
	The ATM Ate My Check
	Giving Substantial Funds
	What Deposits to Banks Report to IRS?
	Fees after Account Closed?
	Opening a Checking Account as an Organization
	Finding Lost ACH Deposit
	Can Beneficiary on Trust Account get Debit Card?
	Do Debts Limit Ability to Open New Account?
	Am I Protected from People Collecting Debts?
	What is the Memo Balance Line?
	Eliminating Incorrect Overdraft Fee
	What Services does a Bank Provide?
	Using Business Checking for Personal Items
	Bank Closing Accounts Without Reason
	Protecting Earned Money
	Purchasing Item in Currency Different from Bank's
	Opening Bank Account after Being Denied
	Closing a Bank Account
	The Bank Changed my Beneficiary!
	How do I find my Bank's Routing Number?
	Will Bank Report Transaction over $10,000 to IRS?
	Having Over $100,000 in One Bank: Good or Bad?
	Bank Regulation in Economy
	Bank Transferred Funds without Permission: Legal?
	Obtaining Money without going to Probate
	Retrieving Old Account Records
	Recovering Funds from Inactive Passbook Account
	Check Cashed in ATM Before Funds in Account
	Naming POD Beneficiaries on Deposit Accounts
	Utilizing a Closed Account
	Recovering Funds After Forgery
	Stopping Automatic Deductions
	What Accounts Can't be Garnished?
	Definition of Memo Post Status
	New Accounts: Why Longer Hold on Deposits?
	Limited Transfers Explained
	Updating Accounts after a Corporate Name Change
	Transferring Funds Overseas
	I'm Overseas Now: How do I close my accounts?
	Adding A Name To A Bank Account Without Consent
	Bank lost closed account payout! What now?
	Card Transaction Allowed on Closed Account
	What is a C.O.T. Code?
	Money Transferred Left One Account, Never Arrived
	Can You Reverse a Wire Transfer?
	Can Funds Be Frozen Under the Patriot Act?
	Stop Payment Responsibilities
	Endorsement Problem Leads to Hold on Account
	Limit on Money in One Account?
	ACH Conversion of Line of Credit Checks
	Mistake with Credit Card Checks Causes Problems
	Can an Account Be Opened With an EIN?
	Establishing an Escrow Account
	Typo Results in OFAC Hit
	What Does "Available Balance" Mean?
	What's a COT Code?
	Reading the Disclosures
	Do Collection Accounts Prohib