Can a bank change the beneficiary name on an account without a signed form from the account owner?
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A bank certainly cannot unilaterally change the name of the beneficiary on an account; it can do so only with instructions from the account owner.
A bank would always want to document a customer's decision to change beneficiaries on an account, if for no other reason than to avoid being sued by a "deposed" beneficiary, so the answer to your question is, "No, not if its following sound banking procedures."
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A bank certainly cannot unilaterally change the name of the beneficiary on an account; it can do so only with instructions from the account owner.
A bank would always want to document a customer's decision to change beneficiaries on an account, if for no other reason than to avoid being sued by a "deposed" beneficiary, so the answer to your question is, "No, not if its following sound banking procedures."
