I have an account with HDCF bank and I sent an out station cheque to Central Bank. Now the situation is that the money has been debited from my HDFC account on Feb. 20, 2007, but the Central Bank says that they have not received the money and it is not showing in that account. I am confused that where the money has gone. Please help.
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Assuming that transfers of the type you've described follow roughly the same route that they do here in the United States, if a U.S. bank's customer were to face the same circumstances, the best evidence concerning the money's whereabouts is on the check used to move the funds, and on the records of the banks that handled it. Ask the people at HDCF Bank to review the endorsements on the check and its records concerning whence it came. The endorsements may indicate which bank accepted the check for deposit. If it appears that the check was endorsed first by Central Bank, give Central Bank a copy of the front and back of the check and ask them to determine who received credit for it. If another bank appears to be the bank of first deposit, try to obtain the same information there. If the funds were misapplied, local laws will determine how you should proceed.
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Assuming that 