I was discharged from bankruptcy in Feb. 2008, but have not been able to obtain a debit card since. My credit record has status history 8 with Natwest, which means the account held with them (the loan which led me to bankruptcy) is in default. I understand that this will be on my record for up to six years. However, I was not advised I would not be able to get a debit card! All banks have refused me one. I travel with my work and need one desperately. I have to pay all my bills by counter check from a savings account, which is humiliating and inconvenient in every way. Please can you advise me on how I can get a debit card?
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Although having to pay your bills by counter check or money order can be very inconvenient and perhaps even expensive, it can help enforce spending constraint that can prove valuable when you are able to open a more conventional deposit account and obtain a debit card. Not every bank does a credit check as part of its deposit account opening process, although many, if not most, do. Try opening an account with other institutions in your area, who may provide you access to a debit card.
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Although having to pay your bills by counter check or money order can be very inconvenient and perhaps even expensive, it can help enforce spending constraint that can prove valuable when you are able to open a more conventional 