Stand close to the ATM and use your body and hand as a shield to make sure nobody sees you keying in your PIN.
Keep your hand over the card slot to make sure nobody can swap or take your card.
Follow the instructions on the ATM screen carefully.
Do not insert your card until asked to do so by the display screen.
Only put in your PIN when the ATM tells you to do so.
Avoid withdrawing cash late at night or when you are alone.
Leave the ATM immediately if you don't feel safe or you are suspicious of individuals loitering around. Come back later or use another ATM.
Never hurry when using an ATM. Make sure you are not distracted, intimidated or rushed into your transaction.
Never accept help from strangers when using an ATM. Always be wary of strangers asking for help. While one distracts you another could steal your card and money.
Do not count your cash in front of the ATM, unless you're at a drive-up machine and you've closed your window and locked your doors.
Avoid using ATMs in secluded areas after dark. Watch out for shrubbery that might prevent the ATM from being seen from the street.
If the ATM retains your card, call your financial institution to cancel the card immediately.
Never allow a bystander to call the toll-free number for your bank on your behalf - they could be tricking you into thinking your card has been canceled.
Always check that it is your card you get back from the ATM.
Be aware of the daily withdrawal limits on each of your cards and decrease them if necessary.
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That's a terrific question, and it's good to hear that you want to prevent yourself from becoming a victim.