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Obtaining a Debit Card after Bankruptcy

Last September I filed Chapter 13 bankruptcy, and am struggling to pay off my debts. I tried to get a debit card in order to buy gas, but my bank denied me, saying that I might have an overdraft. Is this simply bank policy? Is there anything that I can do to obtain a debit card?


The choice to issue a debit card is a matter of bank policy. You could offer to establish a savings account with funds equal to any overdraft that may occur, but if you are involved in your bankruptcy plan now, there is potentially a lot more work and risk involved for the bank, than income to be generated from your account.

Published on BankingQuestions.com 5/02/08