CONTENT Accounts ATM / Debit Cards Business Accounts Certificates of Deposit Checking Accounts Credit Card Accounts Online Banking / Billpay Retirement Accounts Savings Accounts Trusts Checks /    Money Orders Checks You Received Checks You Wrote Money Orders Lending Business Credit Credit Cards Home Equity Home Mortgage Mortgage Help Personal Student Loans Vehicle Loans Manage Your Money Bankruptcy Debt Management Personal Finance My bank said. . . Safe Deposit Boxes Scams / Fraud Identity Theft Internet Fraud / Phishing Special Situations Deceased Individuals Foreign Customers Incapacitated Individuals Minors Powers of Attorney Special Topics Keeping Your Money Safe Military Issues Mortgage Help Off to School   DEPARTMENTS Ask a Banker Banking Blog Banking Lingo Banking Tools Discussions Multimedia Podcasts Videos Resources   DETAILS Site Index Site Map Site Orientation Link to Our Site About Advertising About Us Legend for Icons  Article    Q&A  Podcast  Video  Blog  Discussions PDF    Powerpoint BankingQuestions.com Web   Home >> Keeping Your Money Safe   Increased FDIC Coverage is Great News for Depositors When President Bush signed the Emergency Economic Stabilization Act into law on October 3, 2008, there was an immediate (and temporary) effect on FDIC insurance coverage. That change was extended by subsequent legislation. Highlights include: FDIC insurance of bank deposits will be increased from $100,000 to $250,000 for all insurable accounts. These new limits will remain in effect through the end of 2013. Retirement accounts, which were already insured for up to $250,000, will remain at that level. The change also affects credit union deposit accounts insured by NCUSIF We are working to update each of the Q&A pages and articles on our BankingQuestions.com site to reflect these changes. Print Email Discuss RSS Here's an overview from the FDIC of the increased deposit coverage limits. The FDIC has completed its update of EDIE (the Electronic Deposit Insurance Estimator) to reflect these changes. Published on BankingQuestions.com 10/08/08; updated 6/16/09 Accounts |  Lending | Manage Your Money | Safe Deposit Boxes  | Scams/Fraud BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more. Privacy Policy |  Disclaimer  |  Recommend This Site!  | Site Index | Link to Our Site  | Email Us