As a guardian, can I access a minor's certificate of deposit in a time of need to care for the minor?
The answer will depend entirely on the laws of the state where the deposit is held, the deposit contract for the certificate of deposit, and the policies of the institution holding the account. The status of the individual claiming to be a guardian may also affect the answer.
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The answer will depend entirely on the laws of the state where the deposit is held, the deposit contract for the certificate of deposit, and the policies of the institution holding the 