Is it safe to get a CD at a bank that has a very low share in stock? I have noticed that CD rates are better at the banks that have very low shares and the rates are not usually as good at the banks that have a higher stock share. I know that they all insured by the FDIC. For example, right now a bank is offering a 2.9 APY, but the share is like $1.10.
There isn't a correlation between a banks stock value and the rates they pay on deposits. Rates are determined by several factors, including their need for deposits, the local market rates, and their cost of funds.
Higher APYs are always good and as long as your deposits are insured by the FDIC, you won't lose any of your deposit. If a bank is closed by the FDIC, that high deposit rate could stop as of the day it is closed.
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There isn't a correlation between a banks stock value and the rates they pay on 