I have a certificate of deposit account that is coming due in a month, and I can't find my paperwork. Will my bank require that I return the original certificate to redeem it, or do they have another way that I can use to prove I own the account?
Many banks issue receipts, rather than actual certificates of deposit. The receipt itself has no monetary value (it's not negotiable), so all the owner normally needs to claim the deposit is proper identification. If your bank did issue an actual certificate or passbook for the account, it will have a procedure to follow when those documents have been lost.
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Many banks issue receipts, rather than actual certificates of deposit. The receipt itself has no monetary value (it's not 