I'm a college student and last year I opened a checking account with a bank and things were fine. Later on, I had an overdraft and was charged $70. Being on limited funds, I was not able to pay the entire amount, so I paid as I could and got what I owed down to $18. Unfoutunately, the account was closed before I was able to pay off the $18, and now I owe more fees. It's been about five weeks since the account was closed and I now have the money to pay the fees. Will I be able to re-open the previous account or open another account at that bank if I go in and talk to them and tell them my situation?
Untitled
Maybe, and maybe not. You may find an understanding banker or a bank that has more liberality on such matters than others. On the other hand, you may find that the bank will gladly accept your payment of what's owed, but will ask you to take your business elsewhere. You'll have to get the final word from the bank itself.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
Maybe, and maybe not. You may find an understanding banker or a bank that has more liberality on such matters than others. On the other hand, you may find that the bank will gladly accept your payment of what's owed, but will ask you to take your business elsewhere. You'll have to get the final word from the bank itself.
