When opening a new checking account, would most major banks such as Chase, BoA, Wells Fargo, etc., allow me to use personal checks written to me as a initial deposit?
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There is no reason that you would not be able to open an account with personal checks payable to you. Ask specifically about your bank's funds availability policy regarding such a deposit, to avoid any misunderstandings. Banks recognize that not all their new customers will have cash or bank checks to open accounts.
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