I learned that the bank closed my account and I had a direct deposit coming. I owed the bank $186.00 and the deposit was $700.00. I didn't know if the bank would return it or take out what I owed them and let me have the rest. Well, the bank accepted it, but paid off my daughter's account as well. Is that legal?
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Without knowing who the owners of the account are, the bank may have acted properly. If you are a joint owner of your daughter's account, the bank may have had a right to offset the good balance in your account against the negative balance in hers. If you think the bank acted incorrectly, contact a customer service representative and ask why your funds were used to pay on your daughter's account.
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I learned that the bank closed my 
Without knowing who the owners of the account are, the bank may have acted properly. If you are a 