Due to some fradulent charges, my wife and I closed our account after the bank's fraud department reversed all the overdrafts and fraudulent charges. A month later, the bank reopened our account and charged us, because they found one of the checks to not be fraudulent, and they added an overdraft charge to boot. Is this even legal without consulting us first?
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Assuming that the bank provided you conditional credit for the reversed checks and fees, subject to completion of its investigation, it would be normal for them to reverse a portion of the conditional credit and any resulting fees, and notify you contemporaneously. If you still believe that the check in question was not authorized for payment, you'll have to reopen your claim with the bank or pursue legal action. Based on what you've said, it seems that the bank acted properly.
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Assuming that the bank provided you conditional credit for the reversed checks and 