My son's wife had an account with only her name on it. She asked my son to write himself a check and sign her name to it. Now he has received a letter from her bank saying the signature didn't match the one they had on file for her, and the money has been put back into her account. Now what does he need to do, since the check was made out and he got cash from it?
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If the bank said it has put the funds back into your daughter-in-law's account, it's likely that it is expecting your son to pay the money back, and that it might take legal action if he doesn't do so on his own. While your daughter-in-law had the right to give him the authorization to sign her name, the bank had every right to refuse to acknowledge the non-conforming signature. If your daughter-in-law wants your son to have access to her account, she can set him up as an authorized signer or joint owner on the account. Whether or not your son gets added to the account, he and his wife should resolve the current problem with her bank, or the account may get closed and legal action may be taken.
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If the bank said it has put the funds back into your daughter-in-law's account, it's likely that it is expecting your son to pay the money back, and that it might take legal action if he doesn't do so on his own. While your daughter-in-law had the right to give him the authorization to sign her name, the bank had every right to refuse to acknowledge the non-conforming signature. If your daughter-in-law wants your son to have access to her account, she can set him up as an authorized signer or joint owner on the account. Whether or not your son gets added to the account, he and his wife should resolve the current problem with her bank, or the account may get closed and legal action may be taken.
