Latest Entries
|
 | How Long is Long Enough? |
| My Bill Paying Frozen Too! |
|
 | Checking Account Status |
|
| Debiting Between Accounts |
|
| Bigger First so Smaller Makes a Splash? |
|
| Return to Checking Account |
| Was it Paid...Was it NOT paid? |
| Depositing a Joint Check |
|
What are Lawful Hold Times? |
|
All About Checks |
| Bigger First so Smaller Makes a Splash? |
| Validity of Personal Check |
| Requiring Two Signatures for Check |
| Personal Info Necessary for Check Signing? |
| Do Blank Personal Checks Expire? |
| Replacing Incorrect Checks |
| Rearranging Check Processing Order |
|
Finding Account Number on Check |
|
Order Banks Pay Checks |
|
What is a Bounced Check? |
| Bank Gave Checks for Wrong Account: What to do? |
|
Check Imaging: Why can't I get my checks back? |
|
Out-of-State Check Clearing Process |
|
How do I find a Routing Number? |
|
Normal Time Periods for Clearing Checks |
|
When Check Payee Is Listed Incorrectly |
|
Merchant Insisting on DOB on Check |
|
Paying Checks Largest to Smallest Causes Problems |
|
How much is a check for, $100 or Ten Dollars? |
|
Post-dating Checks, Illegal? |
|
Can I Cash a Foreign Check in the U.S. |
|
Confusing Vocabulary for Returned Checks |
|
Can a Canceled Check Still be Paid |
|
Late Return of a Check, can the Bank Take the Loss |
|
When Must a Check be Cashed? |
|
My checks were stolen, who should give me my money |
|
Can a Bank Refuse to Cash Its Own Checks? |
|
Length of Time Personal Check is Valid |
|
Dealing with an Out-of-state NSF Check |
|
Do personal checks "expire"? |
|
Does a Check Have to be Dated at all? |
|
Federal Law on Check Clearing Time |
|
Memo Line on Cashier's Check |
|
My Check Was Posted Wrong — Is This a Solution? |
|
Signer's Authority |
|
Taking a Postdated Check |
|
Why postdating checks is a bad idea 
|
Cashing Checks |
| Checking Account Status |
| Following the Trail of a Cancelled Check |
| Difficulty with Third Party Checks |
| Payee Changed Date on Check |
| Is Payee the Only One Who Can Cash It? |
| Cashing Check without Bank Account |
|
Can Bank Process Post-Dated Check Early? |
|
Why did Bank Honor Check without Funds Present? |
| Unsigned Check Cashed: Bank's Responsibility? |
|
Check Initially Cleared: Insufficient Funds Now |
|
Credit Union Wouldn't Cash Check: Why? |
|
Sufficient to Write "For Deposit Only" on Deposit? |
|
Cashing Check Payable to Deceased Person |
|
Bank Accepts Only Checks Payable to Account Owner |
|
Cashing a Check for a Friend |
|
When Check Payee Is Listed Incorrectly |
|
Jackpot Owner Jailed Before Check Cashed |
|
My Check has the Wrong Last Name, Can I Cash It? |
|
Cashing a Check while being Overdrawn |
|
Personal Info Required to Cash a Check |
|
Check Cashing Fees - Check Drawn on that Bank |
|
Cashing Checks for a Minor |
|
Charging Back a Bounced Check |
|
Administratrix Trying to Cash Checks |
|
Cashing a Minor's Checks |
|
Cashing a Personal Check, Without an Account |
|
Check Cashed by Other than the Payee, What Now? |
|
Signing with an X |
|
Writing ID Info on Back of Checks
|
Deposits |
| How Long is Long Enough? |
| Three-Day Weekend Confusion |
| When does FDIC insurance coverage start? |
| Funds Availability after Large Deposit |
| Accounts Closed after Fraudulent Deposit |
| Joint Check "For Deposit Only"? |
| Preventing Ex's Creditors from Taking my Money |
| How Long Can Bank Hold Funds for Deposit? |
| How Long Before Deposits Become Available? |
| What Deposits do Banks Report to IRS? |
| Removing Funds Incorrectly Deposited in Account |
| Depositing Joint Check into Personal Account |
|
Personal Account Deposits Reported to IRS |
|
Depositing Funds without IRS Notification? |
|
How Many Times can a Check be Re-Deposited? |
|
Minor Depositing Check into Guardian's Account |
|
Are Large Deposits Reported to the IRS? |
|
Limits on Depositing Funds? |
|
Indorsement Question on Depositing a Check |
|
Deposits Made to a Dead Person's Account |
|
Deposit Availability |
|
Bank Deposits Reported to the IRS |
|
Business Check - Personal Account |
|
Depositing a Joint Check to an Individual Account |
|
Deposit in One State, Access in Another |
|
Verifying Deposits
|
Endorsements |
|
Irregular Signatures Proven True: What Now? |
|
Proper Endorsement for 3rd Party Check |
|
When Check Payee Is Listed Incorrectly |
|
Endorsement Question on Depositing a Check |
|
Check Endorsement Question, What and Where to Sign |
|
Who Manages Signature Cards |
|
My Private Information Written on a Check |
|
Are Two Signatures Required? |
|
Endorsing for Deposit Only |
|
Cashing a Two-Payee Check |
|
Weird Stamp on Cancelled Check
|
Fees |
| Recovering Overdraft Fees from Bank |
| I Can't Pay the Bank Fees! |
| Finding the Bank Where I Owe Funds |
|
Eliminating Overdraft Charges |
|
Getting Bank to Reverse Overdraft Fees |
|
Reversing Charge for Lack of Funds |
|
Legitimate Overdraft Charge? |
|
Cannot Cover Overdraft Fee: What to do? |
|
Overdraft Fees: What can I do? |
|
Debit Card Fees: Why? |
|
Why Are Dormant Fees Charged? |
|
Change in Bank Policy on Overdrafts |
|
Late Fee or Late in Processing |
|
Check Cashing Fees - Check Drawn on that Bank |
|
Overdraft Fee Based on When the Check was Written |
|
Car Title Held for Checking Account Fee |
|
Does a Canceled Transaction Trigger an NSF Fee |
|
Overdraft Fee Based on When the Check was Written |
|
Who Pays NSF Fees Over $1,000 |
|
Bank Fee for Unarranged Borrowing |
Forged Checks |
|
Time Limit on Notification of Bad Checks? |
|
Time Limit for Bank to Return Forged Check |
|
Recovering Funds from Fraud |
|
Forged Signatures on My Checks |
|
Bank's Liability for Forged Checks |
|
My Roommate Stole My Checks |
Holds and Stop Payments |
| My Bill Paying Frozen Too! |
| What are Lawful Hold Times? |
|
Freeze Me, Not my Trust |
| Bank is Holding Paychecks! |
|
Removing Hold from Checking Account |
|
Time Limit on Voided Transaction Hold |
| Time Limit on Check Hold |
| Can Bank Hold Cash Deposits and Charge Fees? |
|
Do all Checks need to be Held before Clearing? |
|
Is a Fourteen Day Hold on Check Legal? |
|
Bank Policy for Placing Holds on Accounts |
|
Unfreezing a Frozen Account |
|
Unauthorized Charge on Large Check Hold? |
|
They gave me my money, then they took it away! |
|
When a Check Is Paid Over a Stop Pay |
|
How long can a bank hold a check? |
|
Check Holds, Same Bank, Different Customers |
|
Reacting to a Lien on a Deposit Account |
|
Does a Canceled Transaction Trigger an NSF Fee |
|
Improper Holds on Business Account Deposits |
|
Who is Liable for a Late Return |
|
Stopping Payment on a Check |
|
Stopped Payment on a Check for a Car I Sold |
|
My Bank Cashed a Stopped Check |
|
Getting My Bank to Release My Retirement Pay |
|
Looking for a Canceled Check |
|
Ex-Spouse Double Dips |
|
A $99,000 Hold on Your Account Isn't Funny |
|
Check Hold Seems Excessive |
|
Giving the Reason for a Stop Payment |
|
Hold on an Intrabank Transfer |
|
Time Frame a Stop-Payment Order is Effective |
|
Timing on Stop Payments
|
Joint Accounts |
| Depositing a Joint Check |
| Opening Checking Account with Unrelated Minor |
| Cashing a Joint Check with One Endorsement |
| Setting Up Joint Account |
| Removing Name from Joint Account |
| What happens to Joint Accounts in Divorce? |
|
Problem with Fraudulent Joint Account |
|
Removing Name from Joint Account |
|
Name Unwillingly Removed from Joint Account |
|
Removing Name from Overdrawn Joint Account |
|
Old Joint Account Still Used to Pay Bills |
|
Ownership of Items Purchased on Joint Account |
|
Trouble with Half of Joint Account |
|
Removing Oneself from a Joint Account |
|
Bad Credit: Can opening a joint account help? |
|
Joint Account Owner Died. What Now? |
|
Troubles Depositing a Jointly Payable Check |
|
I Received No Money from a Joint Check |
|
Which Rules, a Will or Joint Ownership |
|
Joint Tax Refund Deposited to Single Owner Account |
|
Wills, Estates, and Joint Accounts |
|
Adding Spouse to an Account |
|
Joint Account, Only One Customer Present |
|
Names Printed on Joint Account Checks |
|
Overdraft on a Joint Account |
|
Where Do I Deposit a Joint Payee Check?
|
Miscellaneous Matters |
| Debiting Between Accounts |
| Was it Paid...Was is NOT paid? |
| Negative Balance Complications |
| When Does FDIC Coverage Start? |
| Verifying My Bank Balance |
| Inheriting an Account in Trust |
| Dispute on Processing Order of Debits |
| Can Beneficiary Live Outside US? |
| Reimbursement for Bank's Mistake |
| Interest on Overdrawn Balances? |
| Account Overdraft Despite Linked Savings |
| Bank Removed Funds from Wrong Account |
| When are Banks Authorized to Pull Credit Reports? |
| How many CD Accounts are Allowed? |
|
Keeping US Bank Accounts after Moving Abroad |
|
Can Bank Withdraw Funds without Consent? |
|
Determining Status with Banks |
|
Status of Account after Death |
|
Rectifying Unintentional Kiting Situation |
|
Bank Transfered Funds Without Consent: Legal? |
| Do Wire Transfers Take Time to Clear? |
| Can Bank Remove Funds Held for Another? |
|
Bank Erroneously Debited my Account |
|
Finding Funds My Dad Received |
|
Unfreezing a Frozen Account |
|
Do Insufficient Funds Cause Checks to Bounce? |
|
Bank Paid Off One Account with Funds from Another |
|
Name Unknowingly on Overdrawn Account |
|
Using Money Accidentally Deposited into my Account |
|
Bank Transfered Funds Without Consent: Legal? |
|
Can Different Banks Transfer My Funds? |
|
|
|
Can Bank Manipulate Funds without my Permission? |
|
Can I Sign on Accounts if on Medical Disability? |
|
Can Banks Tag Accounts at Different Banks? |
|
Holding Money in Another Account |
|
Glitch in Online Bill Pay? |
|
Clear Name after Default on Checking? |
|
Reclaiming the Ownership of Funds |
|
Transferring Funds from Checking to Savings |
|
Transfering Between Accounts: Why the Limitations? |
|
Obtaining Bank Records on Closed Accounts |
|
First Debit Card Troubles |
|
Individual Accounts for Minors? |
|
Liens Placed on Multiple Accounts |
|
Bank Error: Can you keep the funds? |
|
Direct Debit Abroad? |
|
Using a Personal Account for a Business |
|
Rights of Custodian |
|
Lost My Job and Over My Head |
|
Keeping Checks and Statements, How Long? |
|
Can Other Account Owners Drag Me Down? |
|
Electronic Deposit Goes Astray |
|
Who Can Close a Checking Account |
|
Searching for Lost Bank Statements |
|
Can My ATM Balance Show my Overdraft Limit |
|
TeleCheck tells Merchants Not to Accept my Check |
|
Replacing a Lost Moneygram |
|
Banking When You Live in a Motorhome |
|
Overdraft Protection and What is Available |
|
Why Do Different Accounts Have Different Rates |
|
Can a US Citizen have a Canadian Account |
|
Suing My Bank Over a Bad Cashier's Check |
|
Cancelling a Cashier's Check |
|
Getting Money Back from an Unused Cashier's Check |
|
My Checking Account is Overdrawn, What do I do? |
|
Technicalities of the Name on my Account |
|
To Russia, With Love |
|
Had Charge Off, Want New Account |
|
What is a lien? |
|
Why Does My Bank Do Things this Way? |
|
Bank Reporting Requirements for Check |
|
Should I Repay Bank for Charged-Off Account? |
|
Accounts
Article
Q&A
Video
Blog
Discussions
PDF
Powerpoint
