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  Home >> Accounts >> Checking Accounts  
All About Checks  |    Cashing Checks  |    Deposits  |    Endorsements
 Fees  |    Forged Checks  |    Holds and Stop Payments  |    Joint Accounts
 Miscellaneous Matters  |    Old Checks and Old Accounts
 Opening or Closing an Account  |    Withdrawals

Latest Entries
How Long is Long Enough?
My Bill Paying Frozen Too!
Checking Account Status
Debiting Between Accounts
Bigger First so Smaller Makes a Splash?
Return to Checking Account
Was it Paid...Was it NOT paid?
Depositing a Joint Check
What are Lawful Hold Times?


All About Checks
Bigger First so Smaller Makes a Splash?
Validity of Personal Check
Requiring Two Signatures for Check
Personal Info Necessary for Check Signing?
Do Blank Personal Checks Expire?
Replacing Incorrect Checks
Rearranging Check Processing Order
Finding Account Number on Check
Order Banks Pay Checks
What is a Bounced Check?
Bank Gave Checks for Wrong Account: What to do?
Check Imaging: Why can't I get my checks back?
Out-of-State Check Clearing Process
How do I find a Routing Number?
Normal Time Periods for Clearing Checks
When Check Payee Is Listed Incorrectly
Merchant Insisting on DOB on Check
Paying Checks Largest to Smallest Causes Problems
How much is a check for, $100 or Ten Dollars?
Post-dating Checks, Illegal?
Can I Cash a Foreign Check in the U.S.
Confusing Vocabulary for Returned Checks
Can a Canceled Check Still be Paid
Late Return of a Check, can the Bank Take the Loss
When Must a Check be Cashed?
My checks were stolen, who should give me my money
Can a Bank Refuse to Cash Its Own Checks?
Length of Time Personal Check is Valid
Dealing with an Out-of-state NSF Check
Do personal checks "expire"?
Does a Check Have to be Dated at all?
Federal Law on Check Clearing Time
Memo Line on Cashier's Check
My Check Was Posted Wrong — Is This a Solution?
Signer's Authority
Taking a Postdated Check
Why postdating checks is a bad idea

Cashing Checks
Checking Account Status
Following the Trail of a Cancelled Check
Difficulty with Third Party Checks
Payee Changed Date on Check
Is Payee the Only One Who Can Cash It?
Cashing Check without Bank Account
Can Bank Process Post-Dated Check Early?
Why did Bank Honor Check without Funds Present?
Unsigned Check Cashed: Bank's Responsibility?
Check Initially Cleared: Insufficient Funds Now
Credit Union Wouldn't Cash Check: Why?
Sufficient to Write "For Deposit Only" on Deposit?
Cashing Check Payable to Deceased Person
Bank Accepts Only Checks Payable to Account Owner
Cashing a Check for a Friend
When Check Payee Is Listed Incorrectly
Jackpot Owner Jailed Before Check Cashed
My Check has the Wrong Last Name, Can I Cash It?
Cashing a Check while being Overdrawn
Personal Info Required to Cash a Check
Check Cashing Fees - Check Drawn on that Bank
Cashing Checks for a Minor
Charging Back a Bounced Check
Administratrix Trying to Cash Checks
Cashing a Minor's Checks
Cashing a Personal Check, Without an Account
Check Cashed by Other than the Payee, What Now?
Signing with an X
Writing ID Info on Back of Checks

Deposits
How Long is Long Enough?
Three-Day Weekend Confusion
When does FDIC insurance coverage start?
Funds Availability after Large Deposit
Accounts Closed after Fraudulent Deposit
Joint Check "For Deposit Only"?
Preventing Ex's Creditors from Taking my Money
How Long Can Bank Hold Funds for Deposit?
How Long Before Deposits Become Available?
What Deposits do Banks Report to IRS?
Removing Funds Incorrectly Deposited in Account
Depositing Joint Check into Personal Account
Personal Account Deposits Reported to IRS
Depositing Funds without IRS Notification?
How Many Times can a Check be Re-Deposited?
Minor Depositing Check into Guardian's Account
Are Large Deposits Reported to the IRS?
Limits on Depositing Funds?
Indorsement Question on Depositing a Check
Deposits Made to a Dead Person's Account
Deposit Availability
Bank Deposits Reported to the IRS
Business Check - Personal Account
Depositing a Joint Check to an Individual Account
Deposit in One State, Access in Another
Verifying Deposits
  

Endorsements
Irregular Signatures Proven True: What Now?
Proper Endorsement for 3rd Party Check
When Check Payee Is Listed Incorrectly
Endorsement Question on Depositing a Check
Check Endorsement Question, What and Where to Sign
Who Manages Signature Cards
My Private Information Written on a Check
Are Two Signatures Required?
Endorsing for Deposit Only
Cashing a Two-Payee Check
Weird Stamp on Cancelled Check

Fees
Recovering Overdraft Fees from Bank
I Can't Pay the Bank Fees!
Finding the Bank Where I Owe Funds
Eliminating Overdraft Charges
Getting Bank to Reverse Overdraft Fees
Reversing Charge for Lack of Funds
Legitimate Overdraft Charge?
Cannot Cover Overdraft Fee: What to do?
Overdraft Fees: What can I do?
Debit Card Fees: Why?
Why Are Dormant Fees Charged?
Change in Bank Policy on Overdrafts
Late Fee or Late in Processing
Check Cashing Fees - Check Drawn on that Bank
Overdraft Fee Based on When the Check was Written
Car Title Held for Checking Account Fee
Does a Canceled Transaction Trigger an NSF Fee
Overdraft Fee Based on When the Check was Written
Who Pays NSF Fees Over $1,000
Bank Fee for Unarranged Borrowing

Forged Checks
Time Limit on Notification of Bad Checks?
Time Limit for Bank to Return Forged Check
Recovering Funds from Fraud
Forged Signatures on My Checks
Bank's Liability for Forged Checks
My Roommate Stole My Checks

Holds and Stop Payments
My Bill Paying Frozen Too!
What are Lawful Hold Times?
Freeze Me, Not my Trust
Bank is Holding Paychecks!
Removing Hold from Checking Account
Time Limit on Voided Transaction Hold
Time Limit on Check Hold
Can Bank Hold Cash Deposits and Charge Fees?
Do all Checks need to be Held before Clearing?
Is a Fourteen Day Hold on Check Legal?
Bank Policy for Placing Holds on Accounts
Unfreezing a Frozen Account
Unauthorized Charge on Large Check Hold?
They gave me my money, then they took it away!
When a Check Is Paid Over a Stop Pay
How long can a bank hold a check?
Check Holds, Same Bank, Different Customers
Reacting to a Lien on a Deposit Account
Does a Canceled Transaction Trigger an NSF Fee
Improper Holds on Business Account Deposits
Who is Liable for a Late Return
Stopping Payment on a Check
Stopped Payment on a Check for a Car I Sold
My Bank Cashed a Stopped Check
Getting My Bank to Release My Retirement Pay
Looking for a Canceled Check
Ex-Spouse Double Dips
A $99,000 Hold on Your Account Isn't Funny
Check Hold Seems Excessive
Giving the Reason for a Stop Payment
Hold on an Intrabank Transfer
Time Frame a Stop-Payment Order is Effective
Timing on Stop Payments

Joint Accounts
Depositing a Joint Check
Opening Checking Account with Unrelated Minor
Cashing a Joint Check with One Endorsement
Setting Up Joint Account
Removing Name from Joint Account
What happens to Joint Accounts in Divorce?
Problem with Fraudulent Joint Account
Removing Name from Joint Account
Name Unwillingly Removed from Joint Account
Removing Name from Overdrawn Joint Account
Old Joint Account Still Used to Pay Bills
Ownership of Items Purchased on Joint Account
Trouble with Half of Joint Account
Removing Oneself from a Joint Account
Bad Credit: Can opening a joint account help?
Joint Account Owner Died. What Now?
Troubles Depositing a Jointly Payable Check
I Received No Money from a Joint Check
Which Rules, a Will or Joint Ownership
Joint Tax Refund Deposited to Single Owner Account
Wills, Estates, and Joint Accounts
Adding Spouse to an Account
Joint Account, Only One Customer Present
Names Printed on Joint Account Checks
Overdraft on a Joint Account
Where Do I Deposit a Joint Payee Check?
  

Miscellaneous Matters
Debiting Between Accounts
Was it Paid...Was is NOT paid?
Negative Balance Complications
When Does FDIC Coverage Start?
Verifying My Bank Balance
Inheriting an Account in Trust
Dispute on Processing Order of Debits
Can Beneficiary Live Outside US?
Reimbursement for Bank's Mistake
Interest on Overdrawn Balances?
Account Overdraft Despite Linked Savings
Bank Removed Funds from Wrong Account
When are Banks Authorized to Pull Credit Reports?
How many CD Accounts are Allowed?
Keeping US Bank Accounts after Moving Abroad
Can Bank Withdraw Funds without Consent?
Determining Status with Banks
Status of Account after Death
Rectifying Unintentional Kiting Situation
Bank Transfered Funds Without Consent: Legal?
Do Wire Transfers Take Time to Clear?
Can Bank Remove Funds Held for Another?
Bank Erroneously Debited my Account
Finding Funds My Dad Received
Unfreezing a Frozen Account
Do Insufficient Funds Cause Checks to Bounce?
Bank Paid Off One Account with Funds from Another
Name Unknowingly on Overdrawn Account
Using Money Accidentally Deposited into my Account
Bank Transfered Funds Without Consent: Legal?
Can Different Banks Transfer My Funds?
Can Bank Manipulate Funds without my Permission?
Can I Sign on Accounts if on Medical Disability?
Can Banks Tag Accounts at Different Banks?
Holding Money in Another Account
Glitch in Online Bill Pay?
Clear Name after Default on Checking?
Reclaiming the Ownership of Funds
Transferring Funds from Checking to Savings
Transfering Between Accounts: Why the Limitations?
Obtaining Bank Records on Closed Accounts
First Debit Card Troubles
Individual Accounts for Minors?
Liens Placed on Multiple Accounts
Bank Error: Can you keep the funds?
Direct Debit Abroad?
Using a Personal Account for a Business
Rights of Custodian
Lost My Job and Over My Head
Keeping Checks and Statements, How Long?
Can Other Account Owners Drag Me Down?
Electronic Deposit Goes Astray
Who Can Close a Checking Account
Searching for Lost Bank Statements
Can My ATM Balance Show my Overdraft Limit
TeleCheck tells Merchants Not to Accept my Check
Replacing a Lost Moneygram
Banking When You Live in a Motorhome
Overdraft Protection and What is Available
Why Do Different Accounts Have Different Rates
Can a US Citizen have a Canadian Account
Suing My Bank Over a Bad Cashier's Check
Cancelling a Cashier's Check
Getting Money Back from an Unused Cashier's Check
My Checking Account is Overdrawn, What do I do?
Technicalities of the Name on my Account
To Russia, With Love
Had Charge Off, Want New Account
What is a lien?
Why Does My Bank Do Things this Way?
Bank Reporting Requirements for Check
Should I Repay Bank for Charged-Off Account?