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All About Checks |
 | When Did Money Enter my Account? |
 | Passing Checks a Crime? Now What? |
 | Overdrafts After Check Clears |
 | Check Clearing Time |
 | My Mistake, Can I Fix It? |
 | Bank Clears Check, Then Reverses |
 | Government Checks: How soon are deposits available? |
 | Will Old Checks work with New Bank? |
 | Which Bank Can Refuse 3rd Party Check? |
 | Does Bank Always Pay Large Checks First? |
 | Validity of Personal Check |
 | Requiring Two Signatures for Check |
 | Personal Info Necessary for Check Signing? |
 | Do Blank Personal Checks Expire? |
 | Replacing Incorrect Checks |
 | Rearranging Check Processing Order |
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Finding Account Number on Check |
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Order Banks Pay Checks |
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What is a Bounced Check?  |
 | Bank Gave Checks for Wrong Account: What to do?  |
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Check Imaging: Why can't I get my checks back? |
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Out-of-State Check Clearing Process |
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How do I find a Routing Number? |
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Normal Time Periods for Clearing Checks |
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When Check Payee Is Listed Incorrectly |
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Merchant Insisting on DOB on Check |
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Paying Checks Largest to Smallest Causes Problems |
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How much is a check for, $100 or Ten Dollars?  |
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Post-dating Checks, Illegal? |
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Can I Cash a Foreign Check in the U.S. |
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Confusing Vocabulary for Returned Checks |
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Can a Canceled Check Still be Paid |
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Late Return of a Check, can the Bank Take the Loss |
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When Must a Check be Cashed?  |
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My checks were stolen, who should give me my money  |
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Can a Bank Refuse to Cash Its Own Checks?  |
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Length of Time Personal Check is Valid  |
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Dealing with an Out-of-state NSF Check  |
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Do personal checks "expire"? |
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Does a Check Have to be Dated at all? |
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Federal Law on Check Clearing Time |
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Memo Line on Cashier's Check |
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My Check Was Posted Wrong — Is This a Solution?  |
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Signer's Authority |
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Taking a Postdated Check  |
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Why postdating checks is a bad idea  
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Cashing Checks |
 | Getting Check Funds in Increments? |
 | No Hold Period on Check Causes Problem |
 | Getting Funds from Check with No Expiration Date |
 | Confusion About Cashing Employees' Checks |
 | Cashing a Check for Someone Gives a Big Problem |
 | Checking Account Status |
 | Following the Trail of a Cancelled Check |
 | Difficulty with Third Party Checks |
 | Payee Changed Date on Check |
 | Is Payee the Only One Who Can Cash It? |
 | Cashing Check without Bank Account |
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Can Bank Process Post-Dated Check Early? |
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Why did Bank Honor Check without Funds Present? |
 | Unsigned Check Cashed: Bank's Responsibility? |
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Check Initially Cleared: Insufficient Funds Now |
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Credit Union Wouldn't Cash Check: Why? |
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Sufficient to Write "For Deposit Only" on Deposit? |
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Cashing Check Payable to Deceased Person  |
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Bank Accepts Only Checks Payable to Account Owner |
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Cashing a Check for a Friend |
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When Check Payee Is Listed Incorrectly |
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Jackpot Owner Jailed Before Check Cashed |
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My Check has the Wrong Last Name, Can I Cash It? |
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Cashing a Check while being Overdrawn |
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Personal Info Required to Cash a Check |
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Check Cashing Fees - Check Drawn on that Bank |
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Cashing Checks for a Minor  |
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Charging Back a Bounced Check  |
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Administratrix Trying to Cash Checks |
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Cashing a Minor's Checks |
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Cashing a Personal Check, Without an Account  |
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Check Cashed by Other than the Payee, What Now? |
 | Signing with an X |
 | Writing ID Info on Back of Checks
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Deposits |
 | Account Blocked: What Happens to Direct Deposit? |
 | Must Deposit, Not Cash, to be Safe |
 | How to Get Next Day Funds Availability |
 | Bank Closed Account: What about Direct Deposit? |
 | About an Insured Checking Account |
 | Bank Mistake Continues: Wants Compensation |
 | Wrong Deposit: Wants Original Check Returned |
 | Depositing to My Sister's Account |
 | Bank Error Takes my Wedding Money |
 | Deposited Check: Availability? |
 | Bank Officer Deposits Non-Profit Checks to His Account |
 | Depositing Joint Payee Checks into Personal Account |
 | Funds Availability Keeps Changing |
 | Obtaining Copies of Deposited Checks |
 | Availability of Cash Deposits |
 | Avoiding Garnishment |
 | Direct Deposit Confusion |
 | Double Processing - Bank Error? |
 | Funds Present in Account for Wire Transfer |
 | Three-Day Weekend Confusion |
 | When does FDIC insurance coverage start? |
 | Funds Availability after Large Deposit |
 | Accounts Closed after Fraudulent Deposit |
 | Joint Check "For Deposit Only"? |
 | Preventing Ex's Creditors from Taking my Money |
 | How Long Can Bank Hold Funds for Deposit? |
 | How Long Before Deposits Become Available? |
 | What Deposits do Banks Report to IRS? |
 | Removing Funds Incorrectly Deposited in Account |
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Personal Account Deposits Reported to IRS |
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Depositing Funds without IRS Notification? |
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How Many Times can a Check be Re-Deposited?  |
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Minor Depositing Check into Guardian's Account |
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Are Large Deposits Reported to the IRS? |
 | Limits on Depositing Funds? |
 | Indorsement Question on Depositing a Check |
 | Deposits Made to a Dead Person's Account |
 | Deposit Availability  |
 | Bank Deposits Reported to the IRS |
 | Business Check - Personal Account |
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Deposit in One State, Access in Another |
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Verifying Deposits

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Endorsements |
 | Can a convenience signer close an account?  |
 | Beneficiary Needs Verification of Signature |
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Irregular Signatures Proven True: What Now? |
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Proper Endorsement for 3rd Party Check |
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When Check Payee Is Listed Incorrectly |
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Endorsement Question on Depositing a Check |
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Check Endorsement Question, What and Where to Sign |
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Who Manages Signature Cards |
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My Private Information Written on a Check |
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Are Two Signatures Required? |
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Endorsing for Deposit Only |
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Cashing a Two-Payee Check  |
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Weird Stamp on Cancelled Check 
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Fees |
 | Fees Make Account Overdrawn: What now? |
 | In Bankruptcy, Now I Get Bank Fees: What to do? |
 | About Bank Service Charges and Fees |
 | About Overdraft Charges |
 | Time Limit to Pay Back Overdrafts |
 | Bank Closes Account; Refuses Debt Payment |
 | Trying to Pay Fees, Bank Closes Account Anyhow |
 | Exhorbitant Fees: Bank Error? |
 | Unemployed, NSFs and Closed Account: How to Pay? |
 | Overdrafted: How Long to Fix? |
 | Overwhelmed with Overdraft Fees |
 | Bank Fees and No Income: What Can I Do? |
 | Bank Debiting Account without Consent |
 | Overdraft fees for holds on debit cards? |
 | Attempts to Repay Overdraft Foiled - Now What? |
 | Recovering Overdraft Fees from Bank |
 | I Can't Pay the Bank Fees! |
 | Finding the Bank Where I Owe Funds |
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Eliminating Overdraft Charges |
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Getting Bank to Reverse Overdraft Fees |
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Reversing Charge for Lack of Funds |
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Legitimate Overdraft Charge? |
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Cannot Cover Overdraft Fee: What to do?  |
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Overdraft Fees: What can I do? |
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Debit Card Fees: Why? |
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Why Are Dormant Fees Charged? |
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Change in Bank Policy on Overdrafts  |
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Late Fee or Late in Processing |
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Check Cashing Fees - Check Drawn on that Bank |
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Overdraft Fee Based on When the Check was Written |
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Car Title Held for Checking Account Fee |
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Does a Canceled Transaction Trigger an NSF Fee |
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Overdraft Fee Based on When the Check was Written |
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Who Pays NSF Fees Over $1,000 |
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Bank Fee for Unarranged Borrowing |
Forged Checks |
 | Signature not on Account, but Still Writes Checks |
 | Bogus Check Electronically Withdrawn from Account |
 | Sounds Like Identity Theft: What do do? |
 | Check Forgery and Fraud and No Help |
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Time Limit on Notification of Bad Checks? |
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Time Limit for Bank to Return Forged Check |
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Recovering Funds from Fraud  |
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Forged Signatures on My Checks |
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Bank's Liability for Forged Checks |
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My Roommate Stole My Checks |
Holds and Stop Payments |
 | Bad Info and Stops that Didn't Stop = BIG Mess |
 | Holds and Debit Cards: Big Mess! |
 | Who Put a Hold on My Check? |
 | Incorrect Amount on Stop Payment |
 | Can Bank Hold Treasury Check? |
 | Clearing My Name After Suspected Fraud |
 | Law for Holding Funds |
 | Stop Payment Paid in Error: What Now? |
 | Account Closed for Kiting: Time Limit for Hold?  |
 | My Bill Paying Frozen Too! |
 | What are Lawful Hold Times? |
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Can a Debtor Freeze a Trust? |
 | Bank is Holding Paychecks! |
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Removing Hold from Checking Account |
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Time Limit on Voided Transaction Hold |
 | Time Limit on Check Hold |
 | Can Bank Hold Cash Deposits and Charge Fees? |
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Do all Checks need to be Held before Clearing? |
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Is a Fourteen Day Hold on Check Legal? |
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Bank Policy for Placing Holds on Accounts |
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Unfreezing a Frozen Account |
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Unauthorized Charge on Large Check Hold? |
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They gave me my money, then they took it away! |
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When a Check Is Paid Over a Stop Pay |
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How long can a bank hold a check? |
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Check Holds, Same Bank, Different Customers  |
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Reacting to a Lien on a Deposit Account  |
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Does a Canceled Transaction Trigger an NSF Fee |
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Improper Holds on Business Account Deposits |
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Who is Liable for a Late Return |
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Stopping Payment on a Check |
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Stopped Payment on a Check for a Car I Sold |
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My Bank Cashed a Stopped Check  |
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Getting My Bank to Release My Retirement Pay  |
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Looking for a Canceled Check  |
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Ex-Spouse Double Dips  |
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A $99,000 Hold on Your Account Isn't Funny |
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Check Hold Seems Excessive |
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Giving the Reason for a Stop Payment |
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Hold on an Intrabank Transfer  |
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Time Frame a Stop-Payment Order is Effective |
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Timing on Stop Payments
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Joint Accounts |
 | Linking My Problems to Fiancee's Account |
 | Is Husband an Automatic Beneficiary? |
 | Removing a Name from an Account |
 | Can I Have an Authorized Signer? |
 | Spouse wants Joint Account with Foreign National |
 | Who Endorses Checks in a Joint Account |
 | About the Monthly Bank Statement |
 | An Account with Spouse and Two Friends |
 | Ex-Husband, but not Ex-Account: Legal |
 | Adding and Removing from an Account |
 | Will Past Credit Record Affect Joint Account? |
 | Does Joint Checking Account Mean Joint Problems? |
 | Bank Changes Joint Account to Estate Account |
 | Does Survivor of Joint Account become Owner? |
 | Opening a Joint Account for Bills |
 | LOC Paying for Joint Account |
 | About Accounts and Prior Debts |
 | Depositing a Joint Check |
 | Opening Checking Account with Unrelated Minor |
 | Cashing a Joint Check with One Endorsement |
 | Setting Up Joint Account |
 | Removing Name from Joint Account |
 | What happens to Joint Accounts in Divorce? |
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Problem with Fraudulent Joint Account |
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Removing Name from Joint Account |
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Name Unwillingly Removed from Joint Account |
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Removing Name from Overdrawn Joint Account |
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Old Joint Account Still Used to Pay Bills |
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Ownership of Items Purchased on Joint Account |
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Trouble with Half of Joint Account |
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Removing Oneself from a Joint Account |
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Bad Credit: Can opening a joint account help? |
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Joint Account Owner Died. What Now? |
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Troubles Depositing a Jointly Payable Check  |
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I Received No Money from a Joint Check |
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Which Rules, a Will or Joint Ownership |
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Joint Tax Refund Deposited to Single Owner Account |
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Wills, Estates, and Joint Accounts |
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Adding Spouse to an Account |
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Joint Account, Only One Customer Present |
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Names Printed on Joint Account Checks |
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Overdraft on a Joint Account |
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Where Do I Deposit a Joint Payee Check?

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 | Depositing Individual Check to Joint Account |
 | Depositing Joint Check into Personal Account |
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Depositing a Joint Check to an Individual Account |
Miscellaneous Matters |
 | Rolling 'Favorable Balance' into Available Balance |
 | How Does Subpoena on Checking Account Work? |
 | Completing a Telephone Draft |
 | Freezing a Checking Account for Judgment |
 | Company Debits Account Too Soon: What Now? |
 | Bank Approves Funds with No Funds in Account |
 | About Debiting Accounts |
 | Account Frozen because of USA PATRIOT Act? |
 | Does Offset Need Permission? |
 | Overdrafted: Now What Happens? |
 | What is 'checkAGAIN'? |
 | Check Confusion: Funds Used for Delinquent Note? |
 | Transfer Appears to be Lost: What Now? |
 | Freezing an Account for Payment Makes no Sense |
 | Check Didn't Clear - After Seven Months?! |
 | Bank Will Not Give Funds and Won't Say Why |
 | All the Money I Had was Garnished: What Now? |
 | About Bank Personnel Not Preserving Privacy |
 | Threshold for Currency Transaction Report |
 | Gambler Needs Protection from Himself |
 | What are Co-signer's Liabilities? |
 | This Collection Agency Sounds Fishy |
 | Bank took my rent money! Illegal offset? |
 | Statement Question |
 | Notifications and Times |
 | About Freezing an Account |
 | Offset Confusion |
 | Current Balance vs Available Balance |
 | Overdraft Expiration |
 | Removing Oneself as Co-Signer |
 | Using a Checking Account to Budget |
 | How Can I Reload My Money Card? |
 | How to Verify Account Balance |
 | Bank Took ALL My Money for Loan |
 | Balance as Compensation: Still Insured? |
 | Can Creditor Remove Money from my Account? |
 | Bank Error Causes Checks to Bounce |
 | Bank Error Gives Information to Ex |
 | Account Number Confusion when Bank is Bought Out |
 | Can CU take Funds from Account to Pay Loan? |
 | Intestate: What Happens to Accounts? |
 | Father Forged Son's Checks: Recourse? |
 | Daughter as Signer on Account - No Ownership |
 | Mystery Status Problem on Statement |
 | New Signature Card for New Signature? |
 | Preventing Access to My Account |
 | Check 21 "Forced" on Customer |
 | Daughter's Overdraft Puts Mother Over the Hill |
 | Retiree's Account Frozen |
 | Someone Using My Account to Pay Bills  |
 | Paid with a Deposit Ticket? |
 | How Do Banks Debit Accounts? |
 | Bank Takes Money from Checking to Pay Note |
 | Mystery Code in Checking Account Statement |
 | Overdrawn with Only Social Security Check Income |
 | Bank Fails: What about my Checking Account? |
 | Bank Error Goes On for 5 Years! |
 | Bank Refuses to Give me Cash from Account |
 | Record Retention for Individuals |
 | No Overdrafts Please: Five Rules for Keeping a First Time Checking Account in the Black   |
 | Responsibilities of Authorized Signer on Account |
 | Will Overdrafts Affect Closing on Home? |
 | Bank Statement Directive Explanation |
 | What are Signature Cards Used For? |
 | Deadline for charging back deposited checks |
 | Name on Church Accounts...Good Idea? |
 | Checking Account Dispute |
 | Debiting Between Accounts |
 | Return to Checking Account |
 | Was it Paid...Was is NOT paid? |
 | Negative Balance Complications |
 | When Does FDIC Coverage Start?  |
 | Verifying My Bank Balance |
 | Inheriting an Account in Trust |
 | Dispute on Processing Order of Debits |
 | Can Beneficiary Live Outside US? |
 | Reimbursement for Bank's Mistake |
 | Interest on Overdrawn Balances? |
 | Account Overdraft Despite Linked Savings |
 | Bank Removed Funds from Wrong Account |
 | When are Banks Authorized to Pull Credit Reports? |
 | How many CD Accounts are Allowed?  |
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Keeping US Bank Accounts after Moving Abroad |
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Can Bank Withdraw Funds without Consent? |
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Determining Status with Banks |
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Status of Account after Death |
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Rectifying Unintentional Kiting Situation |
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Bank Transfered Funds Without Consent: Legal? |
 | Do Wire Transfers Take Time to Clear? |
 | Can Bank Remove Funds Held for Another? |
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Bank Erroneously Debited my Account |
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Finding Funds My Dad Received |
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Unfreezing a Frozen Account  |
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Do Insufficient Funds Cause Checks to Bounce? |
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Bank Paid Off One Account with Funds from Another |
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Name Unknowingly on Overdrawn Account |
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Using Money Accidentally Deposited into my Account  |
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Bank Transfered Funds Without Consent: Legal?  |
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Can Different Banks Transfer My Funds? |
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Can Bank Manipulate Funds without my Permission? |
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Can I Sign on Accounts if on Medical Disability? |
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Can Banks Tag Accounts at Different Banks? |
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Holding Money in Another Account |
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Glitch in Online Bill Pay? |
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Clear Name after Default on Checking? |
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Reclaiming the Ownership of Funds |
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Transferring Funds from Checking to Savings |
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Transfering Between Accounts: Why the Limitations? |
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Obtaining Bank Records on Closed Accounts |
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First Debit Card Troubles |
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Individual Accounts for Minors? |
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Liens Placed on Multiple Accounts |
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Bank Error: Can you keep the funds? |
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Direct Debit Abroad? |
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Using a Personal Account for a Business |
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Rights of Custodian |
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Lost My Job and Over My Head  |
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Keeping Checks and Statements, How Long?  |
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Can Other Account Owners Drag Me Down? |
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Electronic Deposit Goes Astray |
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Who Can Close a Checking Account |
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Searching for Lost Bank Statements |
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Can My ATM Balance Show my Overdraft Limit |
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TeleCheck tells Merchants Not to Accept my Check |
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Replacing a Lost Moneygram |
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Banking When You Live in a Motorhome |
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Overdraft Protection and What is Available |
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Why Do Different Accounts Have Different Rates |
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Can a US Citizen have a Canadian Account |
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Suing My Bank Over a Bad Cashier's Check  |
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Cancelling a Cashier's Check |
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Getting Money Back from an Unused Cashier's Check |
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My Checking Account is Overdrawn, What do I do? |
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Technicalities of the Name on my Account |
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To Russia, With Love  |
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Had Charge Off, Want New Account  |
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What is a lien? |
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Why Does My Bank Do Things this Way?  |
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Bank Reporting Requirements for Check  |
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Should I Repay Bank for Charged-Off Account?  |
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Infant with a Check and No Account  |
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Overdrawing a Health Savings Account  |
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Can a Living Trust hold a NOW Account? |
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Canceling an Auto-Charge |
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Cashier's Checks Payable to Cash |
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The Bank Gave Away My Money  |
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My Bad -- or the Bank's?  |
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POA Adding Beneficiary |
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Using a Power of Attorney - Are There Limits?
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Old Checks and Old Accounts |
 | Checking Account Info from Thirty Years Ago? |
 | Keeping Account Open with Negative Balance |
 | Finding Status of Old Account |
 | Old Check Suddenly Cashed; Now I'm Overdrawn |
 | Bank Sold; Beginning of Account Problems |
 | Two- Party Checks, One Deceased |
 | Prosecuting a Company for Fraud |
 | Finding Records from Old Accounts |
 | Obtaining Records from Old Account |
 | Getting New Checking Account after Prior Troubles |
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Recovering Funds from Inactive Passbook Account |
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Replacing a 5 Year Old Paycheck |
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How Long Should You Keep your Checks |
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How Long Should I Wait for Good Money |
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Can an Old Check Be Paid? |
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How Long is a Check Good? |
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Old Check Shows Up, but the Money is Gone  |
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Old Checks |
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Reopening Old Checking Account |
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Overdraft Protection on a Checking Account |
Opening or Closing an Account |
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 | Bank Closes Accounts: No Warning, No Explanation |
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 | Account Not Really Closed: Now Has Fees |
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 | Opening Account with Personal Check |
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 | Outstanding Check Prevents Account Closure |
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 | Fee Added to Write-Off: How can I pay? |
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 | How to Get a Checking Account |
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 | Closing Account: What Happens to Direct Debit? |
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 | Is My Account Closed or Not? |
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 | More than one Account at the Same Bank? |
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 | Setting Up Accounts for Spousal Access |
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 | I Need to Open Another Checking Account |
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 | Can a Minor Open a Checking Account? |
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 | Can Inactive Checking Account Just be Closed? |
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 | Closing a Credit Card Account |
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 | Closing an Account with a Negative Balance |
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 | Opening a Checking Account with Fees Pending |
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 | Closed Account, but Bank Reopened It: Legal? |
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 | Working in Two Places; Wants Account in One Place |
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 | Minor Opened Account - and a Pile of Problems |
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 | Account Closed: How Long Before I can Open Another |
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 | Closed Checking Account; Can't Open New One |
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 | New Account...No, I Want the Old One |
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 | Opening Accounts for Foreign Employees |
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 | Bank Closed All My Accounts: How Do I Live? |
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 | What about ACH items when closing an account? |
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 | Dealing with Closed Account |
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 | Opening New Account after Chexsystem Filing |
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 | In Financial Trouble: Can I Open an Account? |
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 | Opening Checking Account as Minor |
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 | Son Opened Account without Consent: Am I Liable?  |
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 | Opening New Account with Overdrafted Old Account |
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 | Opening New Account after Resolving Old Debt |
 | Opening Account with ChexSystems Record |
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Account Closed after Overdrafts: Can I Reopen it? |
 | Closed Account Mistakenly Reopened |
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Opening New Account with Bad Credit |
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Scam Victim: Cannot Open New Account |
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Opening a Checking Account with Bad History |
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Opening Account to Help Retired Parents |
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Opening Checking Account as Minor |
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Can a Minor get a Checking Account? |
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Can a Minor Close an Account? |
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Denied Account as Adult from Problem as Minor |
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Opening a Checking Account Abroad |
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Making Out a Check for Closed Account Expenses |
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Payable on Death vs. Trust Checking Account |
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US Citizens Rights to International Bank Accounts |
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Can I Have More than One Checking Account |
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Bank Closed My Account |
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Age Requirement for Bank Account |
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Closing an Estate Account |
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Opening an Account When Overseas |
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Returned Check - Ruined Credit
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Withdrawals |
 | Withdrawing from a Joint Account |
 | Debit Card Withdrawal Question  |
 | Check Clearing Time |
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Withdrawing Funds that should have been Debited |
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Refused Withdrawal: Legal? |
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Withdrawing Funds after Accountholder Dies |
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Payable on Death vs. Trust Checking Account |
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Getting Money from a Deceased Relatives Account |
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The Bank Should Correct Withdrawals from Account |
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Bank Paid Items I Didn't Want Them To, Do I Owe? |
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Multiple Account Owners with Limited Withdrawals  |
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Cash Withdrawal Limits |
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Left my Card in the ATM, Did I Lose my Money? |
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Paying Your Rent with Auto Payment |
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What is a Current and Available Balance? |
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Withdrawals of SS Funds After Owner's Death 
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