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All About Checks |
 | When Did Money Enter my Account? |
| Passing Checks a Crime? Now What? |
| Overdrafts After Check Clears |
| Check Clearing Time |
| My Mistake, Can I Fix It? |
| Bank Clears Check, Then Reverses |
| Government Checks: How soon are deposits available? |
| Will Old Checks work with New Bank? |
| Which Bank Can Refuse 3rd Party Check? |
| Does Bank Always Pay Large Checks First? |
| Validity of Personal Check |
| Requiring Two Signatures for Check |
| Personal Info Necessary for Check Signing? |
| Do Blank Personal Checks Expire? |
| Replacing Incorrect Checks |
| Rearranging Check Processing Order |
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Finding Account Number on Check |
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Order Banks Pay Checks |
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What is a Bounced Check? |
| Bank Gave Checks for Wrong Account: What to do? |
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Check Imaging: Why can't I get my checks back? |
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Out-of-State Check Clearing Process |
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How do I find a Routing Number? |
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Normal Time Periods for Clearing Checks |
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When Check Payee Is Listed Incorrectly |
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Merchant Insisting on DOB on Check |
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Paying Checks Largest to Smallest Causes Problems |
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How much is a check for, $100 or Ten Dollars? |
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Post-dating Checks, Illegal? |
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Can I Cash a Foreign Check in the U.S. |
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Confusing Vocabulary for Returned Checks |
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Can a Canceled Check Still be Paid |
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Late Return of a Check, can the Bank Take the Loss |
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When Must a Check be Cashed? |
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My checks were stolen, who should give me my money |
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Can a Bank Refuse to Cash Its Own Checks? |
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Length of Time Personal Check is Valid |
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Dealing with an Out-of-state NSF Check |
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Do personal checks "expire"? |
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Does a Check Have to be Dated at all? |
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Federal Law on Check Clearing Time |
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Memo Line on Cashier's Check |
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My Check Was Posted Wrong — Is This a Solution? |
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Signer's Authority |
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Taking a Postdated Check |
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Why postdating checks is a bad idea 
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Cashing Checks |
| Getting Check Funds in Increments? |
| No Hold Period on Check Causes Problem |
| Getting Funds from Check with No Expiration Date |
| Confusion About Cashing Employees' Checks |
| Cashing a Check for Someone Gives a Big Problem |
| Checking Account Status |
| Following the Trail of a Cancelled Check |
| Difficulty with Third Party Checks |
| Payee Changed Date on Check |
| Is Payee the Only One Who Can Cash It? |
| Cashing Check without Bank Account |
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Can Bank Process Post-Dated Check Early? |
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Why did Bank Honor Check without Funds Present? |
| Unsigned Check Cashed: Bank's Responsibility? |
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Check Initially Cleared: Insufficient Funds Now |
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Credit Union Wouldn't Cash Check: Why? |
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Sufficient to Write "For Deposit Only" on Deposit? |
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Cashing Check Payable to Deceased Person |
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Bank Accepts Only Checks Payable to Account Owner |
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Cashing a Check for a Friend |
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When Check Payee Is Listed Incorrectly |
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Jackpot Owner Jailed Before Check Cashed |
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My Check has the Wrong Last Name, Can I Cash It? |
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Cashing a Check while being Overdrawn |
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Personal Info Required to Cash a Check |
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Check Cashing Fees - Check Drawn on that Bank |
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Cashing Checks for a Minor |
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Charging Back a Bounced Check |
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Administratrix Trying to Cash Checks |
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Cashing a Minor's Checks |
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Cashing a Personal Check, Without an Account |
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Check Cashed by Other than the Payee, What Now? |
| Signing with an X |
| Writing ID Info on Back of Checks
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Deposits |
| Account Blocked: What Happens to Direct Deposit? |
| Must Deposit, Not Cash, to be Safe |
| How to Get Next Day Funds Availability |
| Bank Closed Account: What about Direct Deposit? |
| About an Insured Checking Account |
| Bank Mistake Continues: Wants Compensation |
| Wrong Deposit: Wants Original Check Returned |
| Depositing to My Sister's Account |
| Bank Error Takes my Wedding Money |
| Deposited Check: Availability? |
| Bank Officer Deposits Non-Profit Checks to His Account |
| Depositing Joint Payee Checks into Personal Account |
| Funds Availability Keeps Changing |
| Obtaining Copies of Deposited Checks |
| Availability of Cash Deposits |
| Avoiding Garnishment |
| Direct Deposit Confusion |
| Double Processing - Bank Error? |
| Funds Present in Account for Wire Transfer |
| Three-Day Weekend Confusion |
| When does FDIC insurance coverage start? |
| Funds Availability after Large Deposit |
| Accounts Closed after Fraudulent Deposit |
| Joint Check "For Deposit Only"? |
| Preventing Ex's Creditors from Taking my Money |
| How Long Can Bank Hold Funds for Deposit? |
| How Long Before Deposits Become Available? |
| What Deposits do Banks Report to IRS? |
| Removing Funds Incorrectly Deposited in Account |
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Personal Account Deposits Reported to IRS |
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Depositing Funds without IRS Notification? |
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How Many Times can a Check be Re-Deposited? |
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Minor Depositing Check into Guardian's Account |
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Are Large Deposits Reported to the IRS? |
| Limits on Depositing Funds? |
| Indorsement Question on Depositing a Check |
| Deposits Made to a Dead Person's Account |
| Deposit Availability |
| Bank Deposits Reported to the IRS |
| Business Check - Personal Account |
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Deposit in One State, Access in Another |
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Verifying Deposits
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Endorsements |
| Can a convenience signer close an account? |
| Beneficiary Needs Verification of Signature |
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Irregular Signatures Proven True: What Now? |
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Proper Endorsement for 3rd Party Check |
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When Check Payee Is Listed Incorrectly |
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Endorsement Question on Depositing a Check |
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Check Endorsement Question, What and Where to Sign |
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Who Manages Signature Cards |
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My Private Information Written on a Check |
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Are Two Signatures Required? |
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Endorsing for Deposit Only |
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Cashing a Two-Payee Check |
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Weird Stamp on Cancelled Check
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Fees |
| Fees Make Account Overdrawn: What now? |
| In Bankruptcy, Now I Get Bank Fees: What to do? |
| About Bank Service Charges and Fees |
| About Overdraft Charges |
| Time Limit to Pay Back Overdrafts |
| Bank Closes Account; Refuses Debt Payment |
| Trying to Pay Fees, Bank Closes Account Anyhow |
| Exhorbitant Fees: Bank Error? |
| Unemployed, NSFs and Closed Account: How to Pay? |
| Overdrafted: How Long to Fix? |
| Overwhelmed with Overdraft Fees |
| Bank Fees and No Income: What Can I Do? |
| Bank Debiting Account without Consent |
| Overdraft fees for holds on debit cards? |
| Attempts to Repay Overdraft Foiled - Now What? |
| Recovering Overdraft Fees from Bank |
| I Can't Pay the Bank Fees! |
| Finding the Bank Where I Owe Funds |
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Eliminating Overdraft Charges |
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Getting Bank to Reverse Overdraft Fees |
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Reversing Charge for Lack of Funds |
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Legitimate Overdraft Charge? |
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Cannot Cover Overdraft Fee: What to do? |
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Overdraft Fees: What can I do? |
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Debit Card Fees: Why? |
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Why Are Dormant Fees Charged? |
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Change in Bank Policy on Overdrafts |
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Late Fee or Late in Processing |
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Check Cashing Fees - Check Drawn on that Bank |
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Overdraft Fee Based on When the Check was Written |
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Car Title Held for Checking Account Fee |
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Does a Canceled Transaction Trigger an NSF Fee |
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Overdraft Fee Based on When the Check was Written |
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Who Pays NSF Fees Over $1,000 |
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Bank Fee for Unarranged Borrowing |
Forged Checks |
| Signature not on Account, but Still Writes Checks |
| Bogus Check Electronically Withdrawn from Account |
| Sounds Like Identity Theft: What do do? |
| Check Forgery and Fraud and No Help |
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Time Limit on Notification of Bad Checks? |
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Time Limit for Bank to Return Forged Check |
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Recovering Funds from Fraud |
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Forged Signatures on My Checks |
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Bank's Liability for Forged Checks |
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My Roommate Stole My Checks |
Holds and Stop Payments |
| Bad Info and Stops that Didn't Stop = BIG Mess |
| Holds and Debit Cards: Big Mess! |
| Who Put a Hold on My Check? |
| Incorrect Amount on Stop Payment |
| Can Bank Hold Treasury Check? |
| Clearing My Name After Suspected Fraud |
| Law for Holding Funds |
| Stop Payment Paid in Error: What Now? |
| Account Closed for Kiting: Time Limit for Hold? |
| My Bill Paying Frozen Too! |
| What are Lawful Hold Times? |
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Can a Debtor Freeze a Trust? |
| Bank is Holding Paychecks! |
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Removing Hold from Checking Account |
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Time Limit on Voided Transaction Hold |
| Time Limit on Check Hold |
| Can Bank Hold Cash Deposits and Charge Fees? |
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Do all Checks need to be Held before Clearing? |
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Is a Fourteen Day Hold on Check Legal? |
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Bank Policy for Placing Holds on Accounts |
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Unfreezing a Frozen Account |
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Unauthorized Charge on Large Check Hold? |
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They gave me my money, then they took it away! |
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When a Check Is Paid Over a Stop Pay |
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How long can a bank hold a check? |
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Check Holds, Same Bank, Different Customers |
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Reacting to a Lien on a Deposit Account |
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Does a Canceled Transaction Trigger an NSF Fee |
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Improper Holds on Business Account Deposits |
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Who is Liable for a Late Return |
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Stopping Payment on a Check |
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Stopped Payment on a Check for a Car I Sold |
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My Bank Cashed a Stopped Check |
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Getting My Bank to Release My Retirement Pay |
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Looking for a Canceled Check |
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Ex-Spouse Double Dips |
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A $99,000 Hold on Your Account Isn't Funny |
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Check Hold Seems Excessive |
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Giving the Reason for a Stop Payment |
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Hold on an Intrabank Transfer |
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Time Frame a Stop-Payment Order is Effective |
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Timing on Stop Payments
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Joint Accounts |
| Linking My Problems to Fiancee's Account |
| Is Husband an Automatic Beneficiary? |
| Removing a Name from an Account |
| Can I Have an Authorized Signer? |
| Spouse wants Joint Account with Foreign National |
| Who Endorses Checks in a Joint Account |
| About the Monthly Bank Statement |
| An Account with Spouse and Two Friends |
| Ex-Husband, but not Ex-Account: Legal |
| Adding and Removing from an Account |
| Will Past Credit Record Affect Joint Account? |
| Does Joint Checking Account Mean Joint Problems? |
| Bank Changes Joint Account to Estate Account |
| Does Survivor of Joint Account become Owner? |
| Opening a Joint Account for Bills |
| LOC Paying for Joint Account |
| About Accounts and Prior Debts |
| Depositing a Joint Check |
| Opening Checking Account with Unrelated Minor |
| Cashing a Joint Check with One Endorsement |
| Setting Up Joint Account |
| Removing Name from Joint Account |
| What happens to Joint Accounts in Divorce? |
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Problem with Fraudulent Joint Account |
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Removing Name from Joint Account |
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Name Unwillingly Removed from Joint Account |
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Removing Name from Overdrawn Joint Account |
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Old Joint Account Still Used to Pay Bills |
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Ownership of Items Purchased on Joint Account |
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Trouble with Half of Joint Account |
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Removing Oneself from a Joint Account |
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Bad Credit: Can opening a joint account help? |
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Joint Account Owner Died. What Now? |
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Troubles Depositing a Jointly Payable Check |
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I Received No Money from a Joint Check |
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Which Rules, a Will or Joint Ownership |
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Joint Tax Refund Deposited to Single Owner Account |
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Wills, Estates, and Joint Accounts |
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Adding Spouse to an Account |
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Joint Account, Only One Customer Present |
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Names Printed on Joint Account Checks |
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Overdraft on a Joint Account |
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Where Do I Deposit a Joint Payee Check?
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| Depositing Individual Check to Joint Account |
| Depositing Joint Check into Personal Account |
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Depositing a Joint Check to an Individual Account |
Miscellaneous Matters |
| Rolling 'Favorable Balance' into Available Balance |
| How Does Subpoena on Checking Account Work? |
| Completing a Telephone Draft |
| Freezing a Checking Account for Judgment |
| Company Debits Account Too Soon: What Now? |
| Bank Approves Funds with No Funds in Account |
| About Debiting Accounts |
| Account Frozen because of USA PATRIOT Act? |
| Does Offset Need Permission? |
| Overdrafted: Now What Happens? |
| What is 'checkAGAIN'? |
| Check Confusion: Funds Used for Delinquent Note? |
| Transfer Appears to be Lost: What Now? |
| Freezing an Account for Payment Makes no Sense |
| Check Didn't Clear - After Seven Months?! |
| Bank Will Not Give Funds and Won't Say Why |
| All the Money I Had was Garnished: What Now? |
| About Bank Personnel Not Preserving Privacy |
| Threshold for Currency Transaction Report |
| Gambler Needs Protection from Himself |
| What are Co-signer's Liabilities? |
| This Collection Agency Sounds Fishy |
| Bank took my rent money! Illegal offset? |
| Statement Question |
| Notifications and Times |
| About Freezing an Account |
| Offset Confusion |
| Current Balance vs Available Balance |
| Overdraft Expiration |
| Removing Oneself as Co-Signer |
| Using a Checking Account to Budget |
| How Can I Reload My Money Card? |
| How to Verify Account Balance |
| Bank Took ALL My Money for Loan |
| Balance as Compensation: Still Insured? |
| Can Creditor Remove Money from my Account? |
| Bank Error Causes Checks to Bounce |
| Bank Error Gives Information to Ex |
| Account Number Confusion when Bank is Bought Out |
| Can CU take Funds from Account to Pay Loan? |
| Intestate: What Happens to Accounts? |
| Father Forged Son's Checks: Recourse? |
| Daughter as Signer on Account - No Ownership |
| Mystery Status Problem on Statement |
| New Signature Card for New Signature? |
| Preventing Access to My Account |
| Check 21 "Forced" on Customer |
| Daughter's Overdraft Puts Mother Over the Hill |
| Retiree's Account Frozen |
| Someone Using My Account to Pay Bills |
| Paid with a Deposit Ticket? |
| How Do Banks Debit Accounts? |
| Bank Takes Money from Checking to Pay Note |
| Mystery Code in Checking Account Statement |
| Overdrawn with Only Social Security Check Income |
| Bank Fails: What about my Checking Account? |
| Bank Error Goes On for 5 Years! |
| Bank Refuses to Give me Cash from Account |
| Record Retention for Individuals |
| No Overdrafts Please: Five Rules for Keeping a First Time Checking Account in the Black  |
| Responsibilities of Authorized Signer on Account |
| Will Overdrafts Affect Closing on Home? |
| Bank Statement Directive Explanation |
| What are Signature Cards Used For? |
| Deadline for charging back deposited checks |
| Name on Church Accounts...Good Idea? |
| Checking Account Dispute |
| Debiting Between Accounts |
| Return to Checking Account |
| Was it Paid...Was is NOT paid? |
| Negative Balance Complications |
| When Does FDIC Coverage Start? |
| Verifying My Bank Balance |
| Inheriting an Account in Trust |
| Dispute on Processing Order of Debits |
| Can Beneficiary Live Outside US? |
| Reimbursement for Bank's Mistake |
| Interest on Overdrawn Balances? |
| Account Overdraft Despite Linked Savings |
| Bank Removed Funds from Wrong Account |
| When are Banks Authorized to Pull Credit Reports? |
| How many CD Accounts are Allowed? |
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Keeping US Bank Accounts after Moving Abroad |
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Can Bank Withdraw Funds without Consent? |
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Determining Status with Banks |
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Status of Account after Death |
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Rectifying Unintentional Kiting Situation |
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Bank Transfered Funds Without Consent: Legal? |
| Do Wire Transfers Take Time to Clear? |
| Can Bank Remove Funds Held for Another? |
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Bank Erroneously Debited my Account |
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Finding Funds My Dad Received |
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Unfreezing a Frozen Account |
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Do Insufficient Funds Cause Checks to Bounce? |
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Bank Paid Off One Account with Funds from Another |
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Name Unknowingly on Overdrawn Account |
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Using Money Accidentally Deposited into my Account |
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Bank Transfered Funds Without Consent: Legal? |
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Can Different Banks Transfer My Funds? |
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Can Bank Manipulate Funds without my Permission? |
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Can I Sign on Accounts if on Medical Disability? |
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Can Banks Tag Accounts at Different Banks? |
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Holding Money in Another Account |
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Glitch in Online Bill Pay? |
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Clear Name after Default on Checking? |
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Reclaiming the Ownership of Funds |
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Transferring Funds from Checking to Savings |
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Transfering Between Accounts: Why the Limitations? |
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Obtaining Bank Records on Closed Accounts |
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First Debit Card Troubles |
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Individual Accounts for Minors? |
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Liens Placed on Multiple Accounts |
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Bank Error: Can you keep the funds? |
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Direct Debit Abroad? |
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Using a Personal Account for a Business |
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Rights of Custodian |
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Lost My Job and Over My Head |
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Keeping Checks and Statements, How Long? |
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Can Other Account Owners Drag Me Down? |
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Electronic Deposit Goes Astray |
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Who Can Close a Checking Account |
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Searching for Lost Bank Statements |
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Can My ATM Balance Show my Overdraft Limit |
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TeleCheck tells Merchants Not to Accept my Check |
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Replacing a Lost Moneygram |
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Banking When You Live in a Motorhome |
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Overdraft Protection and What is Available |
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Why Do Different Accounts Have Different Rates |
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Can a US Citizen have a Canadian Account |
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Suing My Bank Over a Bad Cashier's Check |
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Cancelling a Cashier's Check |
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Getting Money Back from an Unused Cashier's Check |
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My Checking Account is Overdrawn, What do I do? |
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Technicalities of the Name on my Account |
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To Russia, With Love |
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Had Charge Off, Want New Account |
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What is a lien? |
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Why Does My Bank Do Things this Way? |
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Bank Reporting Requirements for Check |
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Should I Repay Bank for Charged-Off Account? |
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Infant with a Check and No Account |
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Overdrawing a Health Savings Account |
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Can a Living Trust hold a NOW Account? |
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Canceling an Auto-Charge |
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Cashier's Checks Payable to Cash |
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The Bank Gave Away My Money |
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My Bad -- or the Bank's? |
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POA Adding Beneficiary |
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Using a Power of Attorney - Are There Limits?
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Old Checks and Old Accounts |
| Checking Account Info from Thirty Years Ago? |
| Keeping Account Open with Negative Balance |
| Finding Status of Old Account |
| Old Check Suddenly Cashed; Now I'm Overdrawn |
| Bank Sold; Beginning of Account Problems |
| Two- Party Checks, One Deceased |
| Prosecuting a Company for Fraud |
| Finding Records from Old Accounts |
| Obtaining Records from Old Account |
| Getting New Checking Account after Prior Troubles |
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Recovering Funds from Inactive Passbook Account |
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Replacing a 5 Year Old Paycheck |
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How Long Should You Keep your Checks |
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How Long Should I Wait for Good Money |
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Can an Old Check Be Paid? |
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How Long is a Check Good? |
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Old Check Shows Up, but the Money is Gone |
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Old Checks |
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Reopening Old Checking Account |
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Overdraft Protection on a Checking Account |
Opening or Closing an Account |
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| Bank Closes Accounts: No Warning, No Explanation |
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| Account Not Really Closed: Now Has Fees |
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| Opening Account with Personal Check |
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| Outstanding Check Prevents Account Closure |
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| Fee Added to Write-Off: How can I pay? |
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| How to Get a Checking Account |
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| Closing Account: What Happens to Direct Debit? |
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| Is My Account Closed or Not? |
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| More than one Account at the Same Bank? |
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| Setting Up Accounts for Spousal Access |
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| I Need to Open Another Checking Account |
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| Can a Minor Open a Checking Account? |
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| Can Inactive Checking Account Just be Closed? |
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| Closing a Credit Card Account |
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| Closing an Account with a Negative Balance |
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| Opening a Checking Account with Fees Pending |
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| Closed Account, but Bank Reopened It: Legal? |
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| Working in Two Places; Wants Account in One Place |
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| Minor Opened Account - and a Pile of Problems |
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| Account Closed: How Long Before I can Open Another |
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| Closed Checking Account; Can't Open New One |
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| New Account...No, I Want the Old One |
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| Opening Accounts for Foreign Employees |
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| Bank Closed All My Accounts: How Do I Live? |
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| What about ACH items when closing an account? |
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| Dealing with Closed Account |
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| Opening New Account after Chexsystem Filing |
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| In Financial Trouble: Can I Open an Account? |
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| Opening Checking Account as Minor |
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| Son Opened Account without Consent: Am I Liable? |
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| Opening New Account with Overdrafted Old Account |
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| Opening New Account after Resolving Old Debt |
| Opening Account with ChexSystems Record |
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Account Closed after Overdrafts: Can I Reopen it? |
| Closed Account Mistakenly Reopened |
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Opening New Account with Bad Credit |
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Scam Victim: Cannot Open New Account |
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Opening a Checking Account with Bad History |
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Opening Account to Help Retired Parents |
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Opening Checking Account as Minor |
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Can a Minor get a Checking Account? |
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Can a Minor Close an Account? |
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Denied Account as Adult from Problem as Minor |
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Opening a Checking Account Abroad |
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Making Out a Check for Closed Account Expenses |
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Payable on Death vs. Trust Checking Account |
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US Citizens Rights to International Bank Accounts |
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Can I Have More than One Checking Account |
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Bank Closed My Account |
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Age Requirement for Bank Account |
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Closing an Estate Account |
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Opening an Account When Overseas |
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Returned Check - Ruined Credit
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Withdrawals |
| Withdrawing from a Joint Account |
| Debit Card Withdrawal Question |
| Check Clearing Time |
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Withdrawing Funds that should have been Debited |
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Refused Withdrawal: Legal? |
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Withdrawing Funds after Accountholder Dies |
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Payable on Death vs. Trust Checking Account |
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Getting Money from a Deceased Relatives Account |
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The Bank Should Correct Withdrawals from Account |
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Bank Paid Items I Didn't Want Them To, Do I Owe? |
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Multiple Account Owners with Limited Withdrawals |
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Cash Withdrawal Limits |
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Left my Card in the ATM, Did I Lose my Money? |
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Paying Your Rent with Auto Payment |
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What is a Current and Available Balance? |
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Withdrawals of SS Funds After Owner's Death
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