How often and how much cash can be deposited into an account before it will be reported?
Banks are required by law to report cash transaction that occur in amounts greater than $10,000. More information is available in this BQ Q&A. The reporting occurs on a Currency Transaction Report or CTR. Having a CTR filed simply means you moved a lot of cash. It implies no wrong doing and you should have nothing to worry about.
CTR records can be reviewed to show over time how large amounts of money are moved. This is a tool used by law enforcement to detect money laundering and terrorist financing. Say Bob is unemployed, but deposits $15,000 to his account every Monday. Some questions may be asked on that account.
We should all support this effort by law enforcement, though there is room for improvement in these rules,but still the same, banks have no choice. It is simply easier to transfer your funds than to try and disguise your transactions. Sometimes that looks worse.
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Banks are required by law to report cash transaction that occur in amounts greater than $10,000. More information is available in 