How many CDaccounts can one couple set up at an FDIC insured bank?
FDIC insurance is not limited by the number of accounts, but by the dollar. Insured deposits are for $100,000 or $250,000 for retirement accounts. A the key word here is "account" because your checking accounts are one type that is insured, your savings are another, so it is easy to exceed $100,000 of insured deposits. There are variances for accounts owned by one, two or more people as the deposits are divided proportionately.
The FDIC has an online deposit calculator that you can enter your accounts in and see how your coverage works. This is at the FDIC site here.
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FDIC insurance is not limited by the number of accounts, but by the dollar. Insured deposits are for $100,000 or $250,000 for retirement accounts. A the key word here is "account" because your 