I collect antiques and frequently make purchases via phone auctions in the U.K. I think it might be easier to make transactions if I had a bank account and/or credit card on a bank in the U.K. that would be more local to the seller. Is it possible for a U.S. resident and citizen to have an account in a U.K. bank?
Your U.S. issued credit card should be perfectly acceptable to any seller in the U.K. that accepts MasterCard or Visa transactions. Using a credit card provides you with protections you won't get with a foreign checking account, and restricting your activities to a U.S. credit card account will ensure that you're familiar with how things work. If there are pressing reasons to seek a checking account in the U.K., however, contact a U.S. branch of a U.K. bank to make inquiries.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.