How long does a bank keep records of cancelled checks? How long would they be kept for accounts at a bank that is now out of business, and how should one go about finding the records?
Typically, a bank keeps records of checks and other transactions on deposit accounts for at least five years, with a norm of about seven years. That can vary from state to state.
Almost all banks that have closed have been taken over by other banks. If the records you seek still exist, you should contact the successor bank. The FDIC has a "Bank Find" service on its website that you can use to track the ownership of the closed bank. Click here and key in as much information as you can to start your search.
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Typically, a bank keeps records of checks and other transactions on 