My husband deposited a check into our account early in the afternoon one day. I used my debit card around 7:00 PM that evening and the transaction went through. My bank charged me an NSFOD charge. Are they allowed to do this?
It's really difficult to comment on this, since the balance of your account before the deposit is unknown, whether other charges (checks, other debit card items, withdrawals, etc.) also posted on the same business day. Most importantly, your contract with the bank is unknown. When customers have a question about a fee that their bank imposes, the first place to inquire is customer service at the bank itself.
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It's really difficult to comment on this, since the balance of your account before the deposit is unknown, whether other charges (checks, other debit card items, withdrawals, etc.) also posted on the same business day. Most importantly, your contract with the bank is unknown. When customers have a question about a fee that their bank imposes, the first place to inquire is customer service at the bank itself.