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Cashing Check Payable to Deceased Person

Is there another form or letter, other than the death certificate, required to cash a check (such as a refund from medical insurance premium) in a deceased person's name?

There is only one party that can negotiate a check payable to a deceased individual -- the personal representative of the decedent's estate (executor or administrator). Normally, such checks are deposited to an estate account held by the personal representative, and become part of the cash pool available to pay out to tax authorities, creditors and beneficiaries of the estate.

Published on 5/25/07