My husband and I have a joint account, and he has walked out on our marriage. Our account is currently overdrawn and I want to remove my name from it. Is it possible for me to do so with the account currently being overdrawn? Would we have to take care of the overdraft before I can remove my name or am I just liable for half of the outstanding amount?
Your email address suggests that you are located in the United Kingdom. This can only be a suggested answer, as if your account were in a U.S. bank, since it is beyond the scope of this website to give you a definite answer under British law.
Most joint deposit accounts in the U.S. are joint tenancies. That means that each joint owner owns the entire balance, and each owner can withdraw all of the funds. The same applies to a deficit balance -- each owner of the account is liable for the entire overdraft until it's satisfied. In the States, you'd not be released from the account until the balance is brought to zero or a positive number.
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Your email address suggests that you are located in the United Kingdom. This can only be a suggested answer, as if your account were in a U.S. bank, since it is beyond the scope of this website to give you a definite answer under British law.