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Withdrawing Funds that should have been Debited

If a bank debits my account by an amount less than the check shows, how long should I leave it in my account before I can withdraw it legally?


The payee of the check was likely shorted by the error, and will probably realize it eventually. In most U.S. states, he or she could have as long as three years to discover the error and try to correct it.

Published on BankingQuestions.com 10/23/07