In the U.S., if the check is deposited to a checking account, a hold could be placed for up to eleven business days, depending on the location of the paying bank and the depositary bank. If the deposit account is less than thirty days old, or if the check is deposited to a savings account, or drawn on a bank outside the U.S., there is no federal limit on the length of such a hold.
If you are inquiring about rules outside of the U.S., we don't have information on how long such holds may be outside of the U.S.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
In the U.S., if the check is 