Can I call my bank to verify funds on a check before I deposit it? Some banks will and some banks won't do it.
As you said, "Some banks will and some banks won't do it." There is no obligation on the part of the bank to verify that funds are present for you. You would know if there are funds if you go to the bank and present the check to a teller. Another option is to ask your bank to send the check for collection. This may cost you some amount however, as special handling is required. Another option is to ask the person who wrote you the check for cash or a cashier's check.
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As you said, "Some banks will and some banks won't do it." There is no obligation on the part of the bank to verify that funds are present for you. You would know if there are funds if you go to the bank and present the check to a teller. Another option is to ask your bank to send the check for collection. This may cost you some amount however, as special handling is required. Another option is to ask the person who wrote you the check for cash or a cashier's check.
