I bought a cashier's check from my bank, made payable to the person to whom I was going to send it, then decided not to send it. How do I cash it or get the money back?
Your bank should have procedures for just such circumstances, because the question arises regularly for all banks that issue cashier's checks or their equivalents. Such procedures typically call for the check to be turned back to the issuing bank, and may require that you endorse it with something like "Not used for intended purpose" and your signature, but before you do anything, bring it to the bank and ask how to obtain the refund.
If you were given a duplicate of the check as a "purchaser's copy," bring it with you, and be prepared to provide identification if you are not known at the bank. Your request should be handled by the bank routinely.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
Your bank should have procedures for just such circumstances, because the question arises regularly for all banks that issue cashier's checks or their equivalents. Such procedures typically call for the check to be turned back to the issuing bank, and may require that you 