My friend's son signed his check over to his mother. She endorsed and cashed it. The bank then claimed they overpaid her by $30. They contacted the daughter's mother and grandmother of her son because the daughter's name is on her mother's checking account. The grandmother goes to the bank. They show her the grandson's check and charge the $30 claimed overpayment to the grandmother's account. The daughter has her own account at this bank, but I'm not sure if the grandson does. Is this illegal for the bank to show this check to the grandmother? Is it legal that they withdraw $30 out of the grandmother's checking account?
Without even trying to sort out all the players in your narrative, it seems that the bank used very poor judgment in trying to involve other members of the extended family in recovering its $30 mistake. This matter was between the woman who cashed the check and the bank, period, and that's the only person the bank should have pursued for the money.
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Without even trying to sort out all the players in your narrative, it seems that the bank used very poor judgment in trying to involve other members of the extended family in recovering its $30 mistake. This matter was between the woman who cashed the check and the bank, period, and that's the only person the bank should have pursued for the money.
