"Treasurer's Check" is what a lot of state-chartered banks call their cashier's checks. Cashier's checks are defined in the Uniform Commercial Code, and they have no expiration date.
In all but one state, there is a process for replacing a lost, stolen or destroyed cashier's check that's more than ninety days old. When that process is applied and the original check shows up after the claim has been paid, the issuing bank can refuse to honor the original.
If a cashier's check is held for too long, it becomes subject to state abandoned property laws. These laws affect cashier's checks that are more than three years old (the time period varies from state to state). If the check is old enough and the deposit behind it is surrendered to the state treasurer, the claim for the check has to be routed to the state, instead of to the issuing bank. Although there's not an expiration date on Treasurer's/Cashier's checks, it's not a good idea to hold on to them any longer than necessary. Delays can result in problems as described above.
Published on BankingQuestions.com 6/05/07
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"Treasurer's Check" is what a lot of state-chartered banks call their cashier's checks. Cashier's checks are defined in the 