The requirements for check cashing vary widely. If a bank or check cashing service is willing to cash a check payable to cash, you can expect to be required to endorse the check, both to document who receives the funds and to commit yourself to repaying the amount of the check if it is dishonored.|
You will also likely have to provide some form of acceptable identification. Generally, that would include at least a government-issued ID, such as a driver's license. Some check cashing businesses or banks may require a second form of ID. All of which means that you'll need to ask what's required before attempting to cash the check, because there is no actual standard set of rules for the situation.
Published on BankingQuestions.com 8/07/08