The length of validity on a escrow refund check will depend on who issued it. If it's a check issued by a bank, it would ordinarily not have an expiration date. It would be valid until the bank had to surrender the funds to the state under abandoned property laws, even then the payee could reclaim the funds. If it's a check drawn by a mortgage company or other non-bank, unless there is a notice of a shorter expiration on the check, it should be cashed within six months of its issue date. After that, the check could be refused for payment.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
The length of validity on a escrow refund check will depend on who issued it. If it's a check issued by a bank, it would ordinarily not have an expiration date. It would be valid until the bank had to surrender the funds to the state under abandoned property laws, even then the payee could reclaim the funds. If it's a check drawn by a 