If I write "not responsible for return" by the endorsement on a check written to me, would I still be responsible if it bounces?
Most likely, yes. Most banks have provisions in their deposit contracts that entitle them to unqualified endorsements on checks they accept for deposit, and stifle attempts to escape liability through a qualified endorsement such as the one about which you inquire.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.