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  Home >> Checks/Money Orders >> Checks You Received  
Endorsement for Multiple Payees

What is the proper way to endorse a check that is payable to: "john doe mary doe"?


Under the terms of the Uniform Commercial Code, when a check is payable to more than one person and the names are not connected with the word "and" or an ampersand ("&") to clearly indicate the issuer's requirement that all payees must endorse it, the check can be endorsed and negotiated by any one of the payees. In this case, John Doe's or Mary Doe's bank might require that both payees endorse the check as a precautionary measure.

Published on BankingQuestions.com 12/03/09