What is the proper way to endorse a check that is payable to: "john doe mary doe"?
Under the terms of the Uniform Commercial Code, when a check is payable to more than one person and the names are not connected with the word "and" or an ampersand ("&") to clearly indicate the issuer's requirement that all payees must endorse it, the check can be endorsed and negotiated by any one of the payees. In this case, John Doe's or Mary Doe's bank might require that both payees endorse the check as a precautionary measure.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.