Does a bank have to honor a stale-dated check when the business is still operating and still has an account open?
No. The law (the Uniform Commercial Code) specifically allows a bank to refuse to honor a check that is over six months old. The bank is free to pay it if it does so in good faith, but it is not under any obligation to do so, unless it has a separate agreement with the issuer of the check to honor checks older than that.
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