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Home >> Checks/Money Orders >> Checks You Received
Depositing Check for Service Man
My brother, who is in Afghanistan, received an IRS refund check at my address. It is made out to him, c/o me. Can I endorse this check for him so that I can deposit it in his savings bank? I will have to mail the endorsed check and I am nervous about that. What is the best way for me to take care of this deposit?
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 Don't endorse the check. Take it to your brother's bank and ask if the bank will accept the check for deposit to his account without an endorsement. It's perfectly legal to do so. Explain that he's serving his country in Afghanistan and you are concerned that the check might get lost or stolen if sent to him for an endorsement.
The bank should accommodate your brother in this way. If, however, it won't, there is an alternative. Ask the bank if it will accept a power of attorney from your brother allowing you to endorse and deposit the check. If the bank agrees, ask your brother to grant you a limited power of attorney to endorse the check in his name for deposit to his account. Have him include a description of the check in the power of attorney, including the dollar amount, payee, issuer (U.S. Treasury) and date.
Finally, suggest that your brother have his next tax refund directly deposited to his bank account. It's easily done, and it only requires a couple of extra pieces of information in the tax return he files.
Published on BankingQuestions.com 1/05/10
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