A check I deposited bounced, and the legal copy of the check and the returned item notice I usually get was lost in the mail. My bank faxed me a copy of the legal copy which I tried to submit to the collection company, but they won't accept it, saying they need the original legal copy, while the bank says that the fax is a legal copy. Is the fax a legal copy, and if not, if I request an original legal copy from my bank are they able to re-print/re-issue one?
A copy of a legal copy does not have the same legal standing as the "original" legal copy. You should ask your bank for a substitute check. If the bank cannot provide the check copy, you may have to take legal action, using a statement from the bank that the check you deposited bounced.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
A copy of a legal copy does not have the same legal standing as the "original" legal copy. You should ask your bank for a substitute check. If the bank cannot provide the check copy, you may have to take legal action, using a statement from the bank that the check you deposited bounced.
