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  Home >> Checks/Money Orders >> Checks You Received  
Paycheck Returned with 'Refer to Maker'

My payroll check got returned to the check cashing place with the note "refer to maker". When I spoke to our corporate office regarding this matter, they told me they would have to see what happened with our bank. I have always cashed my payroll checks there. This is the first time this has happened. What can I do to find out if corporate is trying to put me off with excuses? I have physical evidence from the check cashing place that shows my payroll check was indeed returned.



There's literally no way for you to know precisely why the check was returned unless your employer is forthcoming with the reason. The only other party that should know the reason is the bank on which the check is drawn, but it is very unlikely to provide the information, since it decided to use "refer to maker" as the reason for the return.

The fact is that the check has been returned, and the check cashing company now is entitled to recover its funds from you. Your employer owes you an explanation, and most probably, a replacement check, unless it wants to defend itself against a suit for unpaid wages.

Published on BankingQuestions.com 6/09/10