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  Home >> Checks/Money Orders >> Checks You Received  
Check Cashed on Closed Account

Am I liable to pay back the bank if they cashed an out-of-state check after the account had been closed?

If you deposit a check to your account and that check is returned unpaid for any reason, you're responsible to the bank for the amount of the check. If you cashed the check (instead of depositing it), it's likely that your deposit agreement with the bank (in addition to state law) makes you liable on your endorsement to repay the bank.

Published on 1/23/08