I received a total of $170 in overdraft charges and returned checkfees because two of the checks I received from my employer had a stop payment placed on them. My employer claims that they notified me of the stop payment, but according to my records they placed the stop payment on the wrong set of checks.
Ultimately the $170 in fees are a result of my employer placing the stop payment on the wrong set of checks. I talked to a supervisor at my financial institution and she said that it is legally my employer's responsibility to cover the charges. Is this true? What are the laws on this issue? How can I go about getting my employer to pay these fees?
Whether or not your employer is responsible for the fees is a matter of state law. It's also possible that the bank representative was expressing her opinion, rather than a known fact.
Whoever caused the problem ought to have some responsibility for the costs of the error. You haven't said whether you've already spoken to your employer about the error. If you haven't, do so. Suggest in a non-confrontational way that the error resulted in those fees. Then, assuming there's agreement, you can ask for your employer to reimburse you for the fees. There's no guarantee that this approach will work, but asking the questions up front can usually eliminate the need for any legal hassles.
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Whether or not your employer is responsible for the fees is a matter of state law. It's also possible that the bank representative was expressing her opinion, rather than a known fact.