I deposited a check that was made out to "cash" in my local account from a bank in the Philippines. They routed it through a third-party bank that allegedly delivered it to the bank in the Philippines. Somewhere along the way the check was lost. The Philippines bank says that they will not accept a copy of the check from the third-party bank, and my bank says that they already did everything that they were supposed to do and consider the issue closed. What can I do to go about getting the funds from the check?
Sometimes the only thing you can do is to try to contact the individual who wrote the errant check and ask for a replacement. If the amount is substantial, it might even be worthwhile to pay the fees to have the funds wired to your account here in the U.S.
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