I tried to cash a settlement check from a lawsuit, but the bank that issued the check refused to cash it, because I didn't have an account there. I had to deposit it at my own bank and wait eleven days for it to clear. Is this legal?
Without knowing more of the circumstances, it's not possible to answer this question. It's possible that the paying bank was not convinced of your identity. By obtaining your bank's endorsement on the check, they got a warranty that you were who you say you are.
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Without knowing more of the circumstances, it's not possible to answer this question. It's possible that the paying bank was not convinced of your identity. By obtaining your bank's 