I don't have a bank account and received a reimbursement check from my employer's education benefits program. Can I make it payable to my friend's business account without any problems?
This is easiest done at the bank. Often yes, a check may be transferred to another person who can then cash that item. One area of hesitation that the bank would have when he presents the check is to know that you, the payee, in fact endorsed it to your friend. If you are there, you can show identification and render that question moot.
As an alternative, you can cash the check for a fee, but the best answer may be to look for a bank where you do want to do business. Find one that has a low-cost account. With a little searching you may find an account where you'd keep as little as $20 and have no monthly fees. You could deposit this check, and your other paychecks with a greater peace of mind. Starting this relationship now can also help you in the future if you ever want to borrow money. Many employers also offer direct deposit. Not only is that safer and more convenient than walking around with checks and cash, in some instances you can get paid a day sooner.
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This is easiest done at the bank. Often yes, a check may be transferred to another person who can then cash that item. One area of hesitation that the bank would have when he presents the check is to know that you, the payee, in fact endorsed it to your friend. If you are there, you can show identification and render that question moot.