I wrote a check to someone who altered the memo portion of the check. The memo contained important information on it. My bank cashed the check. Are they allowed to alter the memo portion of the check? Is there a fine for altering the check?
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If the change materially affected your obligation to anyone, you may have a claim for alteration of the check. Contact your bank with specifics. You may be able to have the check returned under a warranty claim of alteration.
Often disputes over language in the memo line of a check involve disagreements over whether the check will pay off an obligation owed to the payee. If the dollar amount in question is substantial, you should consider talking to an attorney who can help you decide if you have reason to pursue a claim.
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If the change materially affected your obligation to anyone, you may have a claim for alteration of the check. Contact your bank with specifics. You may be able to have the check returned under a warranty claim of alteration.
