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  Home >> Lending >> Credit Cards  
Is Authorized Signer Responsible for Debt?

Can a person who is only an authorized signer on a credit card be held responsible for the debt if the cardholder stops paying on the account?


The answer will depend on the language in the credit card account contract and the law in the state with jurisdiction over the contract. Generally, an individual who is only an authorized signer (often called an authorized user), is not liable for the balance of the account.

Published on BankingQuestions.com 11/06/07