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How Bad is Bad Credit?

My credit is bad and one of my debts is to a major bank for credit card debt, not for writing bad checks. Does this kind of info go into ChekSystem, or is it only when you've bounced checks?


ChexSystems is involved in the payment processing side of the bank, such as checks you write. ChexSystems is not a credit agency that tracks how you pay your loans.

Published on BankingQuestions.com 9/19/08