Are joint accounts accessible to one account holder when the other dies? Is this the rule in all states?
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Whether this is the rule in all states cannot be said. Some states may have a requirement that access be delayed for a short period until certain preliminary tax matters are addressed. Other than that,
accessibility by the surviving co-owner is the norm, since most joint accounts carry rights of survivorship. However, if a joint account is established as a co-tenancy, without rights of survivorship, the surviving co-owner only retains ownership in a portion of the account and the portion allocated to the deceased co-owner passes to his/her estate.
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Whether this is the rule in all states cannot be said. Some states may have a requirement that access be delayed for a short period until certain preliminary tax matters are addressed. Other than that, 